Designed to help SMEs to grow their businesses and invest in strategic sectors and technologies fields (green tech, digital and 4IR tech and biotech) for a sustainable and entrenched economic recovery.
Features & Benefits
Features & Benefits
Government Guarantee
Attractive Financing Rate
Large Financing Amount
Flexible Tenure
Various Financing Facilities
Get a government guarantee from SJPP's existing guarantee schemes such as Government Guarantee Scheme MADANI 2 (GGSM2), Automation & Digital Guarantee Scheme (ADGS), Working Capital Guarantee Scheme (WCGS) and Working Capital Guarantee Scheme - Bumiputera (WCGS - B).
Get affordable rates for your working capital financing and capital expenditure financing needs. For financing without government guarantee, the rate is up to 3.5% per annum. For financing inclusive of government guarantee, the rate is up to 5.0% per annum.
Get up to RM10 million for working capital financing and/or capital expenditure financing.
Enjoy a long payment tenure of up to 10 years.
The facility is applicable for various facilities such as Term Loan, Overdraft, Revolving Credit and Multi Currency Trade Loan.
Eligibility & Requirements
Applicable for SMEs in all sectors with at least 51% shares held and controlled by Malaysian
SMEs must be registered under the Registration of Business Act 1956; or the Companies Act 1965 or 2016; or Limited Liability Partnership Act 2012; or Sabah and Sarawak local authorities and district offices; or statutory bodies that provide professional services
The facility is open to viable SMEs in identified manufacturing and services subsectors with high National Investment Aspirations (NIAs) scores or involved in providing technology solutions (Non-exhaustive list and FIs are allowed to propose relevant technologies under Green Technology, Digital and 4IR technology and Biotechnology or existing SMEs participating in key Government programmes to develop critical technologies as identified in national blueprints
The facility shall only be used for working capital and/or capital expenditure for new and additional facilities and cannot be used for the refinancing of existing facilities granted by CIMB Bank Berhad or other banks
Available until full utilization of the scheme allocation