Dear Valued Merchants,

Effective 15th February 2024 (“the Effective Date”), CIMB’s Off-Us Easy Payment Plan (non-CIMB Issuer EPPs) Merchant Discount Rate (MDR) for

all Pine Labs terminals will be revised as per Table 1 below.

If you continue to accept Off-Us EPP from the Effective Date onwards, you shall be taken to have agreed to the revised Off-Us EPP MDR rates as

set out in the above table. No action is required from you arising from the above change.

Should you have any queries, please contact us at 03-6204 7733 or email to emerchant@cimb.com

Thank you.

The Management

CIMB Bank Berhad