We no longer accept new applications for CIMB Platinum BusinessCard. You can now apply for the new CIMB SME BusinessCard and enjoy great benefits with your card!

CIMB SME BusinessCard

The only credit card for your business that you need for sustainable growth:

1.25% unlimited Cash Rebate on overseas spend
0.50% unlimited Cash Rebate on local spend
4X complimentary access to Plaza Premium Lounge
Cash Rebate on in-flight WiFi

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Merchant Solutions

GROW YOUR PAYMENT COLLECTION BUSINESS WITH OUR COMPREHENSIVE SOLUTIONS

Enjoy competitive pricing (Merchant Discount Rate).
All-in-one solution for all face-to-face and e-Commerce payment acceptance.
Grow your business with CIMB Deals.

Merchant Support Form

Basic Package

No cost no frills payment solution for small businesses to accept DuitNow QR payment. Suitable for Sole Proprietor & Partnership (with 1-2 outlets).

Advance Package

For small businesses who wish to accept credit card, debit card and DuitNow QR via all-in-one wireless mobile terminal. Suitable for Sole Proprietor & Partnership (with 3-5 outlets).

Premium Package

For businesses to expand their payment acceptance without limiting to credit or debit card but also accepting instalments and bonus point payment. Suitable for Private Limited / Public Listed Companies (with more than 5 outlets).

e-Commerce

Delivering seamless payment acceptance to businesses venturing into e-Commerce platform.

P2P DuitNow QR

Enjoy a faster and secure payment method for your business with Peer to Peer DuitNow QR.

CIMB Deals

Grow your business by offering exciting deals to CIMB customers.

In the Package:

Static DuitNow QR is a QR code whereby your customer is required to enter the payment amount after scanning your QR code. The QR code only contains information of your account details.

DuitNow QR is Malaysia's National QR standard established by PayNet under Bank Negara Interoperable Credit Transfer Network (ICTF).

	Basic Package
Eligibility	You must have a CIMB Business Current Account/-i to apply for Merchant Solutions. If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account. Click here for more info.
Suitability	Suitable for business with 1 to 2 outlets
Documents Required	1) Merchant Application Form 2) Business Registration (for East Malaysia, NGO & Association only)
Accepted Mode of Payment	Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets
Pricing (Merchant Discount Rate)	CASA and e-Wallets : 0% Credit Card : 0.35% (0% Promotional Rate till 30 June 2025)
Daily Payment Acceptance Limit	Unlimited
Settlement	For transaction performed before 8p.m., you will receive the settlement fund into your CIMB Business Current Account/-i within the next business day. For transaction performed after 8p.m., you will receive the settlement fund after two (2) business days.

Features & Benefits

Zero cost

Enjoy ZERO Merchant Discount Rate (MDR) for DuitNow QR.

One QR standard for all

Accepts payments from other banking mobile apps and e-wallets.

Cashless

Make your day-to-day business easier by enabling electronic payments with a 'Scan, Pay & Go' concept.

Better customer experience

Fast and seamless payments allow for customer convenience.

How does Static QR Code work?

Display DuitNow QR at your store.

Customer scans QR in order to pay.

Transaction is approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

For customers with CIMB Clicks app, you may accept payment via P2P QR. Click here to find out more.
Click here to view the full list of participating DuitNow QR participating banks and e-Wallets.

How to apply?

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

For applicants without BizChannel@CIMB.

Step 1

Download and complete the Merchant Application Digital Form - Basic Package A electronically.

Step 2

Submit the completed Merchant Application Form and the required documents to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

For applicants with BizChannel@CIMB. (*Sole or Either One Authorised Signor for CIMB Business Current Account/-i)

Step 1

Read and accept the Merchant Services Terms & Conditions, Appendix H, Appendix I and Application Declaration.

Step 2

The Authorised Person*, please call 1300 88 8828 to apply.

More Information

Terms & Conditions

Frequently Asked Questions (FAQ)

Forms

User Guides

In the Package:

Terminal is a point-of-sale electronic device used to process card payments as well as dynamic QR payments at retail locations. Terminal accepts credit card, debit card and dynamic QR.

Dynamic DuitNow QR is a QR code where your customer does not require to enter payment amount to complete the payment. A unique QR code is generated via the Terminal with your account details and payment amount for each transaction.

	Advance Package
Eligibility	You must have a CIMB Business Current Account/-i to apply for Merchant Solutions. If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account. Click here for more info.
Suitability	Suitable for business with 3 to 5 outlets
Documents Required	1) Merchant Application Form 2) Business Registration (for East Malaysia, NGO & Association only)
Terminal Card Acceptance	Mastercard, Visa and MyDebit
Accepted Mode of Payment	Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets
Daily Payment Acceptance Limit	Unlimited
Settlement	Funds collected will be credited into your CIMB Business Current Account/-i: - Terminal Card Acceptance: Next business day - Dynamic QR Acceptance: For transaction performed before 8p.m., you will receive the settlement fund into your CIMB Business Current Account/-i within the next business day. For transaction performed after 8p.m., you will receive the settlement fund after two (2) business days.

Pricing

Transaction Type		On-Us*	Off-Us*
Terminal Fee	Terminal Rental	RM50 monthly
Dynamic QR	DuitNow QR - Credit Card, CASA or e-Wallet	0.35%
	Touch 'n Go	0.80%
	Alipay	1.00%
Card Scheme	Mastercard/Visa (Local)	1.00%	1.10%
	MyDebit (Local)	0.40%	0.40%
	Mastercard/Visa (International)	2.50%

On-Us : Transactions with CIMB cards/ accounts
Off-Us : Transactions with other cards/ accounts/ e-Wallet

Features & Benefits

All-in-one terminal

Accepts payments via credit card, debit card, prepaid card and QR code via fixed line or wireless mobile terminal with contactless feature.

Affordable

Competitive Merchant Discount Rate (MDR) for you to be in control of your business costs.

Scheme acceptance

Accepts credit card, debit card and prepaid card payment via Mastercard, Visa and MyDebit.

Cashless

Make your day-to-day business easier by enabling electronic payments with a 'Scan, Pay & Go' concept.

Contactless

Accepts contactlesss payment via 'Tap & Pay' method.

Better customer experience

Fast and seamless payments allow for customer convenience.

How does Dynamic QR Code work on Terminal?

Merchant selects DuitNow QR payment mode and enter amount on the Terminal.

Customer scans merchant unique QR code.

Transaction is approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

How to apply?

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

Step 1

Download and complete the Merchant Application Digital Form - Advance Package B electronically.

Step 2

Submit the completed Merchant Application Form and the required documents to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

More Information

Terms & Conditions

Frequently Asked Questions (FAQ)

Forms

User Guides

In the Package:

	Premium Package
Eligibility	You must have a CIMB Business Current Account/-i to apply for Merchant Solutions. If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account. Click here for more info.
Suitability	Suitable for business with more than 5 outlets
Documents Required	1) Merchant Application Form 2) Business Registration (for East Malaysia, NGO & Association only)
Terminal Card Acceptance	Mastercard, Visa, MyDebit, UnionPay International and JCB
Accepted Mode of Payment	Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets
Daily Payment Acceptance Limit	Unlimited
Settlement	Funds collected will be credited into your CIMB Business Current Account/-i: - Terminal Card Acceptance: Next business day - Dynamic QR Acceptance: For transaction performed before 8p.m., you will receive the settlement fund into your CIMB Business Current Account/-i within the next business day. For transaction performed after 8p.m., you will receive the settlement fund after two (2) business days.

Pricing

Transaction Type		On-Us*	Off-Us*
Terminal Fee	Terminal Rental*	RM50 monthly
	Tap n Pay App Fee	RM10 monthly
	Plug n Pay Bluetooth (outright purchase)	RM550
Dynamic QR	DuitNow QR - Credit Card, CASA or e-Wallet	0.35%
	Touch 'n Go	0.80%
	Alipay	1.00%
Card Scheme	Mastercard/Visa (Local)	1.00%	1.10%
	MyDebit (Local)	0.40%	0.40%
	Mastercard / Visa (International)	2.50%
	JCB / UnionPay (International)	2.00%
	UnionPay International (Local Credit)	1.20%
	UnionPay International (Local Debit)	0.80%
Instalment Plan	6 months	2.50%
Instalment Plan	12 months	3.50%
Bonus Point	On-us	1.00%

On-Us : Transactions with CIMB cards/ accounts
Off-Us : Transactions with other cards/ accounts/ e-Wallet

Terminal is an point-of-sale electronic device used to process card payments as well as dynamic QR payment at retail locations. Terminal accepts credit card, debit card and dynamic QR.

Dynamic Duitnow QR is a QR code where your customer does not require to enter the payment amount to complete the payment. A unique QR code is generated either via the Terminal with your account details and payment amount for each transaction.

Features & Benefits

All-in-one terminal

Accepts payments via credit card, debit card, prepaid card and QR code via fixed line or wireless mobile terminal with contactless feature.

Dynamic QR & scheme acceptance

Accept DuitNow QR, Touch 'n Go, Alipay e-Wallets, MyDebit, Mastercard, Visa, UnionPay International and JCB.

CIMB 0% Easy Pay & Bonus Point

Offer your customers flexible monthly instalment plans ranging from 3 to 24 months and Pay with Points (PWP).

How does Dynamic QR Code work on Terminal?

Merchant selects DuitNow QR payment mode and enter amount on the Terminal.

Customer scans merchant's unique QR code.

Transaction approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

CIMB Tap n Pay is a secure payment solution that allows you to accept and manage electronic payments on your NFC-enabled Android smartphone and accepts contactless or wave-based payments.

Features & Benefits

Mobile

Accepts cards and QR payment on the go with your own NFC-enabled android smart phone.

Convenient

Accept payment anywhere, anytime without having the hassle of bringing additional device.

Affordable

Low Monthly Fee - Pay a minimum monthly subscription to use CIMB Tap n Pay.

How does Dynamic QR Code work on Tap n Pay App?

Merchant selects DuitNow QR payment mode and enter amount on the Tap n Pay app.

Customer scans merchant's unique QR code.

Transaction approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

CIMB Plug n Pay is a portable payment device with dynamic QR capability that lets you accepts and manage electronic payments via the CIMB Plug n Pay merchant portal.

Features & Benefits

For any business size

CIMB Plug n Pay caters to business like delivery, F&B, insurance & many more.

Affordable

Pay a minimum monthly subscription for a wide range of functions such as accepting cashless payments, automatic settlements, web portal access and many more.

How does Dynamic QR Code work on Plug n Pay?

Merchant selects DuitNow QR payment mode and enter amount on the Plug n Pay app.

Customer scans merchant's unique QR code.

Transaction approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

How to apply?

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

Step 1

Download and complete the Merchant Application Digital Form - Premium Package C electronically.

Step 2

Submit the completed Merchant Application Form and the required document to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

More Information

Terms & Conditions

Frequently Asked Questions (FAQ)

Forms

User Guides

In the Package:

Suitable for business venturing into e-Commerce.

	Payment Link
Eligibility	You must have a CIMB Business Current Account/-i to apply for merchant solutions. If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.
Suitablity	For business who does not have dedicated website.
Product Details	Generate a payment link to accept Mastercard and Visa payment without system integration.
Documents Required	Merchant Application Form
Accepted Mode of Payment	Card Schemes (Mastercard & Visa only)
Pricing (Merchant Discount Rate)	On-Us : 1.00% Off-Us : 1.10%

	CIMB e-Commerce Partners
Eligibility	You must have a CIMB Business Current Account/-i to apply for merchant solutions. If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.
Suitablity	For business who already have a website but without payment gateway.
Product Details	- All-in-one payment solution that accepts card, e-Wallets & online payments. - Able to convert payment into reccuring payment and instalments plan.
Documents Required	1) Merchant Application Form 2) Latest Bank Statement - One page showing the bank name, beneficiary name & bank account number. 3) Merchant's Website related Documents: - Online store showing products/ services shown in MYR - Website showing 'About Us' and 'Contact' (i.e. company name, company address, contact no. & email) - Return/ refund policy - Shipping policy - Privacy policy 4) Domain Invoice - Showing ownership of domain/ website URL
Accepted Mode of Payment	Card Schemes, e-Wallets, Online Banking
Pricing (Merchant Discount Rate)	Domestic : 1.50% - 1.80% International : 2.80% - 3.00%

	Direct Connect to CIMB
Eligibility	You must have a CIMB Business Current Account/-i to apply for merchant solutions. If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.
Suitablity	For business who already have a website and with payment gateway.
Product Details	- All-in-one payment solution that accepts card, e-Wallets & online payments. - Able to convert payment into reccuring payment and instalments plan.
Documents Required	1) Merchant Application Form 2) Latest Bank Statement - One page showing the bank name, beneficiary name & bank account number. 3) Merchant's Website related Documents: - Online store showing products/ services shown in MYR - Website showing 'About Us' and 'Contact' (i.e. company name, company address, contact no. & email) - Return/ refund policy - Shipping policy - Privacy policy 4) Domain Invoice - Showing ownership of domain/ website URL
Accepted Mode of Payment	Card Schemes, FPX & JomPAY
Pricing (Merchant Discount Rate)	On case to case basis

Features & Benefits

Holistic solution for your e-commerce business

You can accept cards, e-Wallets and online banking payment all in one solution.

FPX & JomPAY

Get paid anywhere, anytime with FPX and JomPAY capability at your website.

Cost effective

Low set up fee for you to be in control of your business costs.

Instalments payment

Get paid in lump sum while customers get the best payments available.

Get paid on schedule

Grow your business income stream by leveraging on recurring bills and make it simple for your customers.

Share it everywhere

Receive multiple payments from many platform simultaneouosly.

Generate payment links which will be emailed to customers directly for payment.

How to apply?

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

Step 1

Download and complete the Merchant Application Form - e-Commerce E electronically.

Step 2

Submit the completed Merchant Application Form and the required document to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter

In the Package:

Suitability:

Individual & Micro SME with CIMB Clicks App

Accept payments from customer directly using other banking apps and e-Wallets in Malaysia.
Just share your QR code instead of providing your personal banking account number.

Click here to find out more!

Benefits:

Grow your business

Boost your business all-year long leveraging on CIMB footprints and brand communications at ZERO cost.

Increase customer inflow

Increase customer infow and sales for your business and strengthen brand awareness together.

Explore CIMB Deals now at deals.cimb.com!

For More Enquiries

Talk To An Expert

Visit us at our branches nationwide.

Find a Branch

Call Us Now

You can reach us at 03 6204 7733.

Email Us

Drop us an email and we'll get back to you.

Email Now

GROW YOUR PAYMENT COLLECTION BUSINESS WITH OUR COMPREHENSIVE SOLUTIONS

Basic Package

Advance Package

Premium Package

e-Commerce

P2P DuitNow QR

CIMB Deals

In the Package:

Features & Benefits

How does Static QR Code work?

Display DuitNow QR at your store.

Customer scans QR in order to pay.

Transaction is approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

How to apply?

For applicants without BizChannel@CIMB.

For applicants with BizChannel@CIMB. (*Sole or Either One Authorised Signor for CIMB Business Current Account/-i)

In the Package:

Pricing

Features & Benefits

How does Dynamic QR Code work on Terminal?

Merchant selects DuitNow QR payment mode and enter amount on the Terminal.

Customer scans merchant unique QR code.

Transaction is approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

How to apply?

In the Package:

Pricing

Features & Benefits

How does Dynamic QR Code work on Terminal?

Merchant selects DuitNow QR payment mode and enter amount on the Terminal.

Customer scans merchant's unique QR code.

Transaction approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

Features & Benefits

How does Dynamic QR Code work on Tap n Pay App?

Merchant selects DuitNow QR payment mode and enter amount on the Tap n Pay app.

Customer scans merchant's unique QR code.

Transaction approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

Features & Benefits

How does Dynamic QR Code work on Plug n Pay?

Merchant selects DuitNow QR payment mode and enter amount on the Plug n Pay app.

Customer scans merchant's unique QR code.

Transaction approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

How to apply?

In the Package:

Features & Benefits

How to apply?

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In the Package:

Benefits:

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