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Basic Package

No cost no frills payment solution for small businesses to accept DuitNow QR payment. Suitable for Sole Proprietor & Partnership (with 1-2 outlets).

Advance Package

For small businesses who wish to accept credit card, debit card and DuitNow QR via all-in-one wireless mobile terminal. Suitable for Sole Proprietor & Partnership (with 3-5 outlets).

Premium Package

For businesses to expand their payment acceptance without limiting to credit or debit card but also accepting instalments and bonus point payment. Suitable for Private Limited / Public Listed Companies (with more than 5 outlets).

e-Commerce

Delivering seamless payment acceptance to businesses venturing into e-Commerce platform.

P2P DuitNow QR

Enjoy a faster and secure payment method for your business with Peer to Peer DuitNow QR.  

CIMB Deals

Grow your business by offering exciting deals to CIMB customers.

In the Package:

Static DuitNow QR is a QR code whereby your customer is required to enter the payment amount after scanning your QR code. The QR code only contains information of your account details.

 

DuitNow QR is Malaysia's National QR standard established by PayNet under Bank Negara Interoperable Credit Transfer Network (ICTF).

  Basic Package
Eligibility

You must have a CIMB Business Current Account/-i to apply for Merchant Solutions.

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account.

Click here for more info.
Suitability Suitable for business with 1 to 2 outlets
Documents Required

1) Merchant Application Form

 

2) Business Registration (for East Malaysia, NGO & Association only)

Accepted Mode of Payment

 Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets

Pricing (Merchant Discount Rate)

CASA and e-Wallets : 0%

Credit Card : 0.35% (0% Promotional Rate till 30 June 2025)

Daily Payment Acceptance Limit

 Unlimited 
Settlement

For transaction performed before 8p.m., you will receive the settlement fund into your CIMB Business Current Account/-i within the next business day.

 

For transaction performed after 8p.m., you will receive the settlement fund after two (2) business days.

Features & Benefits

Zero cost

 

Enjoy ZERO Merchant Discount Rate (MDR) for DuitNow QR.

One QR standard for all

 

Accepts payments from other banking mobile apps and e-wallets.

Cashless

 

Make your day-to-day business easier by enabling electronic payments with a 'Scan, Pay & Go' concept.

Better customer experience

 

Fast and seamless payments allow for customer convenience.

How does Static QR Code work?

Display DuitNow QR at your store.

Customer scans QR in order to pay.

Transaction is approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.
  • For customers with CIMB Clicks app, you may accept payment via P2P QR. Click here to find out more. 
  • Click here to view the full list of participating DuitNow QR participating banks and e-Wallets.

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

 
For applicants without BizChannel@CIMB.
 
Step 2

Submit the completed Merchant Application Form and the required documents to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.
 
For applicants with BizChannel@CIMB. (*Sole or Either One Authorised Signor for CIMB Business Current Account/-i)
 
Step 2

The Authorised Person*, please call 1300 88 8828 to apply.

More Information

In the Package:

Terminal is a point-of-sale electronic device used to process card payments as well as dynamic QR payments at retail locations. Terminal accepts credit card, debit card and dynamic QR.

 

Dynamic DuitNow QR is a QR code where your customer does not require to enter payment amount to complete the payment. A unique QR code is generated via the Terminal with your account details and payment amount for each transaction.

  Advance Package
Eligibility

You must have a CIMB Business Current Account/-i to apply for Merchant Solutions.

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account.

Click here for more info.
Suitability Suitable for business with 3 to 5 outlets
Documents Required

1) Merchant Application Form

 

2) Business Registration (for East Malaysia, NGO & Association only)
Terminal Card Acceptance Mastercard, Visa and MyDebit

Accepted Mode of Payment

 Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets

Daily Payment Acceptance Limit

 Unlimited 
Settlement

Funds collected will be credited into your CIMB Business Current Account/-i:

- Terminal Card Acceptance: Next business day

- Dynamic QR Acceptance: For transaction performed before 8p.m., you will receive the settlement fund into your CIMB Business Current Account/-i within the next business day.

 

For transaction performed after 8p.m., you will receive the settlement fund after two (2) business days.

Pricing

Transaction Type On-Us*
 Off-Us*
Terminal Fee Terminal Rental RM50 monthly
Dynamic QR

DuitNow QR -  Credit Card, CASA or

e-Wallet

 0.35%
Touch 'n Go 0.80%
Alipay 1.00%
Card Scheme Mastercard/Visa (Local) 1.00% 1.10%
MyDebit (Local) 0.40% 0.40%
Mastercard/Visa (International) 2.50%
  • On-Us : Transactions with CIMB cards/ accounts
  • Off-Us : Transactions with other cards/ accounts/ e-Wallet

Features & Benefits

All-in-one terminal

 

Accepts payments via credit card, debit card, prepaid card and QR code via fixed line or wireless mobile terminal with contactless feature.

Affordable

 

Competitive Merchant Discount Rate (MDR) for you to be in control of your business costs.

Scheme acceptance

 

Accepts credit card, debit card and prepaid card payment via Mastercard, Visa and MyDebit.

Cashless

 

Make your day-to-day business easier by enabling electronic payments with a 'Scan, Pay & Go' concept.

Contactless

 

Accepts contactlesss payment via 'Tap & Pay' method.

Better customer experience

 

Fast and seamless payments allow for customer convenience.

How does Dynamic QR Code work on Terminal?

Merchant selects DuitNow QR payment mode and enter amount on the Terminal.

Customer scans merchant unique QR code.

Transaction is approved and payment is completed!

Funds collected will be credited into your CIMB Business Current Account/-i.

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

   

Step 2

Submit the completed Merchant Application Form and the required documents to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

More Information

In the Package:

  Premium Package
Eligibility

You must have a CIMB Business Current Account/-i to apply for Merchant Solutions.

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our branch to open an account.

Click here for more info.
Suitability Suitable for business with more than 5 outlets
Documents Required

1) Merchant Application Form

 

2) Business Registration (for East Malaysia, NGO & Association only)
Terminal Card Acceptance Mastercard, Visa, MyDebit, UnionPay International and JCB

Accepted Mode of Payment

 Credit Card/-i, Current Account/-i, Savings Account/-i (CASA/-i) and e-Wallets

Daily Payment Acceptance Limit

 Unlimited 
Settlement

Funds collected will be credited into your CIMB Business Current Account/-i:

- Terminal Card Acceptance: Next business day

- Dynamic QR Acceptance: For transaction performed before 8p.m., you will receive the settlement fund into your CIMB Business Current Account/-i within the next business day.

 

For transaction performed after 8p.m., you will receive the settlement fund after two (2) business days.

Pricing

Transaction Type On-Us*
 Off-Us*
 Terminal Fee Terminal Rental* RM50 monthly
Tap n Pay App Fee RM10 monthly
Plug n Pay Bluetooth (outright purchase) RM550

Dynamic QR

 DuitNow QR - Credit Card, CASA or e-Wallet 0.35%
Touch 'n Go 0.80%
Alipay 1.00%
Card Scheme Mastercard/Visa (Local) 1.00% 1.10%
MyDebit (Local) 0.40% 0.40%
Mastercard / Visa (International) 2.50%
JCB / UnionPay (International) 2.00%
UnionPay International (Local Credit) 1.20%
UnionPay International (Local Debit) 0.80%
Instalment Plan 6 months 2.50%
12 months 3.50%
Bonus Point On-us 1.00%
  • On-Us : Transactions with CIMB cards/ accounts
  • Off-Us : Transactions with other cards/ accounts/ e-Wallet

 

Terminal is an point-of-sale electronic device used to process card payments as well as dynamic QR payment at retail locations. Terminal accepts credit card, debit card and dynamic QR.

 

Dynamic Duitnow QR is a QR code where your customer does not require to enter the payment amount to complete the payment. A unique QR code is generated either via the Terminal with your account details and payment amount for each transaction.

Features & Benefits

All-in-one terminal

 

Accepts payments via credit card, debit card, prepaid card and QR code via fixed line or wireless mobile terminal with contactless feature.

Dynamic QR & scheme acceptance

 

Accept DuitNow QR, Touch 'n Go, Alipay e-Wallets, MyDebit, Mastercard, Visa, UnionPay International and JCB.

CIMB 0% Easy Pay & Bonus Point

 

Offer your customers flexible monthly instalment plans ranging from 3 to 24 months and Pay with Points (PWP).

How does Dynamic QR Code work on Terminal?

Merchant selects DuitNow QR payment mode and enter amount on the Terminal.
Customer scans merchant's unique QR code.
Transaction approved and payment is completed!
Funds collected will be credited into your CIMB Business Current Account/-i.

 

CIMB Tap n Pay is a secure payment solution that allows you to accept and manage electronic payments on your NFC-enabled Android smartphone and accepts contactless or wave-based payments.

Features & Benefits

Mobile

 

Accepts cards and QR payment on the go with your own NFC-enabled android smart phone.

Convenient

 

Accept payment anywhere, anytime without having the hassle of bringing additional device.

Affordable

 

Low Monthly Fee - Pay a minimum monthly subscription to use CIMB Tap n Pay.

How does Dynamic QR Code work on Tap n Pay App?

Merchant selects DuitNow QR payment mode and enter amount on the Tap n Pay app.
Customer scans merchant's unique QR code.
Transaction approved and payment is completed!
Funds collected will be credited into your CIMB Business Current Account/-i.

 

CIMB Plug n Pay is a portable payment device with dynamic QR capability that lets you accepts and manage electronic payments via the CIMB Plug n Pay merchant portal.

Features & Benefits

For any business size

 

CIMB Plug n Pay caters to business like delivery, F&B, insurance & many more.

Affordable

 

Pay a minimum monthly subscription for a wide range of functions such as accepting cashless payments, automatic settlements, web portal access and many more.

How does Dynamic QR Code work on Plug n Pay?

Merchant selects DuitNow QR payment mode and enter amount on the Plug n Pay app.
Customer scans merchant's unique QR code.
Transaction approved and payment is completed!
Funds collected will be credited into your CIMB Business Current Account/-i.

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

   

Step 2

Submit the completed Merchant Application Form and the required document to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter.

More Information

In the Package:

Suitable for business venturing into e-Commerce.

  Payment Link
Eligibility

You must have a CIMB Business Current Account/-i to apply for merchant solutions. 

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.

Suitablity

 For business who does not have dedicated website.
Product Details Generate a payment link to accept Mastercard and Visa payment without system integration.
Documents Required

 Merchant Application Form
Accepted Mode of Payment

Card Schemes (Mastercard & Visa only)
Pricing (Merchant Discount Rate)

On-Us : 1.00%

Off-Us : 1.10%
  CIMB e-Commerce Partners
Eligibility

You must have a CIMB Business Current Account/-i to apply for merchant solutions. 

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.

Suitablity

 For business who already have a website but without payment gateway.
Product Details

- All-in-one payment solution that accepts card, e-Wallets & online payments. 

- Able to convert payment into reccuring payment and instalments plan.
Documents Required

1) Merchant Application Form

 

2) Latest Bank Statement

- One page showing the bank name, beneficiary name & bank account number.

 

3) Merchant's Website related Documents:

- Online store showing products/ services shown in MYR

- Website showing 'About Us' and 'Contact' (i.e. company name, company address, contact no. & email)

- Return/ refund policy

- Shipping policy

- Privacy policy

 

4) Domain Invoice

- Showing ownership of domain/ website URL
Accepted Mode of Payment Card Schemes, e-Wallets, Online Banking
Pricing (Merchant Discount Rate)

Domestic : 1.50% - 1.80%

International : 2.80% - 3.00%
  Direct Connect to CIMB
Eligibility

You must have a CIMB Business Current Account/-i to apply for merchant solutions. 

 

If you do not have a CIMB Business Current Account/-i, kindly visit any of our nearest branch to open an account. Click here for more info.

Suitablity

 For business who already have a website and with payment gateway.
Product Details

- All-in-one payment solution that accepts card, e-Wallets & online payments. 

- Able to convert payment into reccuring payment and instalments plan. 
Documents Required

1) Merchant Application Form

 

2) Latest Bank Statement

- One page showing the bank name, beneficiary name & bank account number.

 

3) Merchant's Website related Documents:

- Online store showing products/ services shown in MYR

- Website showing 'About Us' and 'Contact' (i.e. company name, company address, contact no. & email)

- Return/ refund policy

- Shipping policy

- Privacy policy

 

4) Domain Invoice

- Showing ownership of domain/ website URL
Accepted Mode of Payment Card Schemes, FPX & JomPAY
Pricing (Merchant Discount Rate) On case to case basis

Features & Benefits

Holistic solution for your e-commerce business

 

You can accept cards, e-Wallets and online banking payment all in one solution.

FPX & JomPAY

 

Get paid anywhere, anytime with FPX and JomPAY capability at your website.

Cost effective

 

Low set up fee for you to be in control of your business costs.

Instalments payment

 

Get paid in lump sum while customers get the best payments available.

Get paid on schedule

 

Grow your business income stream by leveraging on recurring bills and make it simple for your customers. 

Share it everywhere

 

Receive multiple payments from many platform simultaneouosly.

 

Generate payment links which will be emailed to customers directly for payment. 

How to apply?

   

Important Notice:

Please read and understand the terms and conditions of the services before you decide to apply and if you do not understand any of the terms and conditions, you may clarify with the Bank.

   

Step 2

Submit the completed Merchant Application Form and the required document to the nearest CIMB branch.

Step 3

Successful applicant will be notified via letter

SME Partners

At CIMB Bank, we have a wide suite of business solutions to propel and bring your business further. Whatever your business needs may be, start unlocking its true potential with the help of our strategic partners.

More Information

In the Package:

Suitability:

Individual & Micro SME with CIMB Clicks App

 

  • Accept payments from customer directly using other banking apps and e-Wallets in Malaysia.
  • Just share your QR code instead of providing your personal banking account number.
Click here to find out more!

Benefits:

Grow your business

 

Boost your business all-year long leveraging on CIMB footprints and brand communications at ZERO cost.

Increase customer inflow

 

Increase customer infow and sales for your business and strengthen brand awareness together.
Explore CIMB Deals now at deals.cimb.com!

For More Enquiries

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