Search
Back
Personal
Personal Banking Preferred Banking Private Banking
Business
Business Banking Wholesale Banking
Group
CIMB Group CIMB Group Islamic
Our Initiatives
CIMB Sustainability CIMB Foundation
Back
Language
EN BM
 
Countries
logo CIMB Malaysia logo CIMB Indonesia logo CIMB Singapore logo CIMB Thailand logo CIMB Cambodia logo CIMB Vietnam logo CIMB Phillipines
Back
Accounts  
Savings Account
Current Account
Fixed Deposit
Mudarabah IA
Cards  
Credit Card
Debit Card
Credit Card Services
 
Apply Activate Spend 5.0
Apply, activate, and spend with your new CIMB Credit Card/-i* today to earn RM25 cash back.
Valid until 31st Jan 2025
Find Out More
Financing  
Personal Financing
Property Financing
Auto Financing
 
Property Refinancing
Refinance your mortgage with CIMB and enjoy greater savings.
Valid until 31st Dec 2024
Find Out More
Remittance  
See All Remittance
Sustainability at CIMB  
See All Sustainability at CIMB
CIMB@Work  
See All CIMB@Work
More Services  
Auction
Currency Exchange & Services
Islamic Banking Overview  
See All Islamic Banking Overview
More Services  
Legacy Planning
Tabung Haji Services
Zakat Payment Service
Investments  
See All Investments
Insurance/Takaful  
Life Insurance/Family Takaful
Car and Motor Insurance/Takaful
Travel Insurance
Personal Accident Insurance
Credit Related Insurance/Takaful
Property Insurance/Takaful
Latest Promotions  
See All Latest Promotions
CIMB Deals  
See All CIMB Deals
CIMB OCTO App  
See All CIMB OCTO App
CIMB Clicks  
See All CIMB Clicks
CIMB Partner Pay Solution  
See All CIMB Partner Pay Solution
Apply for Products  
See All Apply for Products
DuitNow QR  
See All DuitNow QR
Tailoring Your Unique Financial Journey  
See All Tailoring Your Unique Financial Journey
Customer Help Centre  
See All Customer Help Centre
Rates & Charges  
Forex Rates
Interest Rates & Charges
Profit Rates & Charges
Standardised Base Rate / Base Rate / Base Lending Rates / Base Financing Rate.
Calculators  
Credit Card Payment Calculator
Auto Financing Affordability Calculator
Property Monthly Instalment Calculator
Property Affordability Calculator
Auto Financing Instalment Calculator
ASB Financing Monthly Instalment Calculator
Pembiayaan Peribadi Awam-i Calculator
Security & Fraud  
Security & Fraud Awareness
Customer Surveys
Security Policy
SecureWord
TAC
Malware
Phishing
SMS/Phone Call Scam
Money Muling
You're viewing:
Personal Banking
Other Sites
Day To Day Banking
Accounts
Cards
Financing
Remittance
Sustainability at CIMB
CIMB@Work
More Services
Islamic Banking
Islamic Banking Overview
More Services
Wealth Management
Investments
Insurance/Takaful
Deals & Promotions
Latest Promotions
CIMB Deals
Digital Services
CIMB OCTO App
CIMB Clicks
CIMB Partner Pay Solution
Apply for Products
DuitNow QR
Tailoring Your Unique Financial Journey
Help & Support
Customer Help Centre
Rates & Charges
Calculators
Security & Fraud
Quicklinks
Contact Us
Upload Documents
Check Application
logo
MY - EN

Campaign

MORTGAGE FLEXIOWN 5-YEAR LOWER PAYMENT

Make your dream home a reality with

when you apply for HomeFlexi Smart/-i. Enjoy lower monthly instalments compared to normal financing.

How it works

1ˢᵗ 5 years

Pay lower monthly instalments as compared to normal financing during the first 5 years

6ᵗʰ Year Onwards

Start paying full instalments from the 6th year onwards

Below table shows the monthly instalments for FlexiOwn vs Normal Monthly Instalments

Tenure Normal Payment FlexiOwn 5-Year Lower Payment
  Normal Monthly Instalment 1ˢᵗ 5 Years (Tier-1) monthly instalment 6ᵗʰ Year onwards (Tier-2) monthly instalment
20 RM3,177 RM2,859 RM3,341
25 RM2,794 RM2,515 RM2,913
30 RM2,549 RM2,294 RM2,644
35 RM2,382 RM2,144 RM2,464

With FlexiOwn, monthly instalment for the 1st 5 years is reduced by up to 10%. The illustration is calculated based on a RM500,000 mortgage over different payment schemes at SBR + 1.55%, where SBR as at 9 May 2023 is 3.00% p.a.

 

Please note that the results from this calculation are for illustration purposes and are indicative only. The results are subject to CIMB's approval.


Terms and conditions apply.

How to be eligible

  • Only applicable when you apply for HomeFlexi Smart/-i
  • For completed residential and under construction residential properties.
  • Up to RM1.5 million property value 

Why wait?

With FlexiOwn, enjoy lower monthly instalments for the first 5 years. This gives you the freedom to pick the house that you want, and ultimately enables you to own the home of your dreams.

Let Us Call You

Terms and Conditions

Click here for HomeFlexi Smart
Click here for HomeFlexi Smart-i

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed