Flexiown 5-Year Lower Payment

Open a DURIAN-i Account, deposit & stand to win your once-in-a-lifetime escapes, with up to 10,000 prizes to be won! Earn more entries now. Terms & Conditions Apply.

Valid until 30th Jun 2026

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Cash Plus Personal Loan

Instant approval*. Unlock financial flexibility with CIMB Cash Plus Personal Loan. Bank personal loan with low interest rate for loan up to RM100,000. 5 years tenure, no collaterals and guarantors required. 

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Make your dream home a reality with

when you apply for HomeFlexi Smart/-i. Enjoy lower monthly instalments compared to normal financing.

How it works

1ˢᵗ 5 years

Pay lower monthly instalments as compared to normal financing during the first 5 years

6ᵗʰ Year Onwards

Start paying full instalments from the 6^th year onwards

Below table shows the monthly instalments for FlexiOwn vs Normal Monthly Instalments

Tenure	Normal Payment	FlexiOwn 5-Year Lower Payment
	Normal Monthly Instalment	1ˢᵗ 5 Years (Tier-1) monthly instalment	6ᵗʰ Year onwards (Tier-2) monthly instalment
20	RM3,177	RM2,859	RM3,341
25	RM2,794	RM2,515	RM2,913
30	RM2,549	RM2,294	RM2,644
35	RM2,382	RM2,144	RM2,464

With FlexiOwn, monthly instalment for the 1st 5 years is reduced by up to 10%. The illustration is calculated based on a RM500,000 mortgage over different payment schemes at SBR + 1.55%, where SBR as at 9 May 2023 is 3.00% p.a.

Please note that the results from this calculation are for illustration purposes and are indicative only. The results are subject to CIMB's approval.

Terms and conditions apply.

How to be eligible

Only applicable when you apply for HomeFlexi Smart/-i
For completed residential and under construction residential properties.
Up to RM1.5 million property value

Why wait?

With FlexiOwn, enjoy lower monthly instalments for the first 5 years. This gives you the freedom to pick the house that you want, and ultimately enables you to own the home of your dreams.

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Terms and Conditions

Click here for HomeFlexi Smart

Click here for HomeFlexi Smart-i