At CIMB, protecting our customers information is our upmost priority. We will only communicate with you using our official channels*, we do not use any third party agency when it comes to processing your personal loan or personal financing application.
Stay reminded on the following:
1. Do not click on URL links from untrusted sources or unofficial banking channels
2. Do not download or open email attachments from untrusted sources
3. Safeguard your banking details and never share with anyone your User ID, PIN, Password and Transaction Authorisation Code (TAC).
4. Regularly perform anti-virus and /or malware scans on your computers and mobile devices.
5. CIMB will not include phone numbers or URL links in SMS messages
6. Do not be enticed by offers that are too good to be true
If you have concerns about the authenticity of your engagement/ application or intend to report any suspicious offers or unsolicited contacts, visit any CIMB branch / CIMB Preferred Centre. Alternatively, you may call CIMB Contact Centre. The number is available at the back of your card as well as published on the CIMB Contact Us page of our website.
*CIMB branch, Retail Telemarketing Centre (RTC), Contact Centre (CC), Mobile Sales Force (MSF), Personal Financial Advisor (PFA), and Consumer Credit Operation (CCO).
Note: If you wish to apply the loan application online, please apply directly through this website.
What is a personal loan/personal financing?
A personal loan/personal financing is a type of unsecured lending designed for individuals to help meet their personal financial needs. With personal financing, the total amount will be disbursed to you and repayment is made in fixed monthly instalments.
Does CIMB offer personal loan/personal financing products?
Yes, we do. You can browse the product listing above or select from the list below to learn more about each of the product’s features and eligibility:
What is overdraft financing?
Overdraft financing is a flexible credit facility that allows you to withdraw more money than you have in your current account. With an overdraft, you can access additional funds up to an approved limit, and you only pay interest on the amount you use. It provides flexibility and convenience to manage your short-term financial needs, ensuring you have funds available when you need them.
Does CIMB offer overdraft financing?
Yes, we do. Visit the CIMB Secured Overdraft Facility product page to learn more about the features, benefits and eligibility.
What is the current interest rate and profit rate for CIMB’s personal loan/personal financing?
For further information on our personal financing rates, please visit the rates and charges pages below:
How do I apply for CIMB’s personal loan/personal financing?
To find out how you can apply for a personal loan/personal financing product, please visit the product page to view the full information such as the features and benefits of the product, eligibility, document requirements and more.
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