What is a current account/-i?
A current account/-i is a type of bank account that is primarily used for making transactions such as deposits, withdrawals, and payments. Current account/-i are typically used by individuals as well as businesses who need frequent access to their funds.
What is eStatement?
eStatement is a PDF version of your monthly account statement. You have the option to download it from CIMB Clicks or have it delivered to your email (Email Statement Delivery).
What is the difference between a savings account/-i and a current account/-i?
A savings account/-i generally offers a higher interest rate or profit rate, making it a preferred option if you’re looking to save and grow your funds. On the other hand, current account/-i typically offer more transaction flexibility as it allows account holders to make frequent and large transactions and withdrawals. Current account/-i also often come with other features such as an overdraft facility, or a chequebook facility, thus making them a more convenient option for day-to-day expenses.
What are the benefits of having a current account/-i with CIMB?
At CIMB, we have a wide range of conventional and Islamic current accounts to suit your banking needs. There are many benefits to opening a current account/-i, such as:
- Convenience: A current account/-i allows you to easily manage your financial transactions such as paying bills, making purchases, and receiving payments.
- Access to credit: Having a current account/-i can make it easier for you to access credit, such as overdraft facilities, which can be useful in case of emergencies or unexpected expenses.
- Online banking: Most current account/-i come with online banking facilities, which can make it easier to manage your finances, monitor your transactions, and make transfers without having to visit a bank branch.
Can I open a current account/-i online?
Absolutely! CIMB offers a range of current accounts/-i that you can conveniently open online. These accounts are clearly marked with "Fully Online Application" option on their respective product pages. Simply find the one that suits your needs and click the "Apply Now" button to get started. Some products, however, are only available at our branch.
What documents do I need to open a current account/-i with CIMB?
To open a current account/-i, you will need a NRIC or passport and a minimum initial deposit. View the ‘Eligibility’ and ‘Requirements’ sections on the product page of your chosen current account/-i for full details.
If you’ve submitted your account opening application online and are required to complete your identity verification at a branch, please bring along MyKad and other supporting documents as listed here.
