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	Non-Promotional
Tenor (Month)	3	4	5	6	7	8	9	10	11	12	15	18	24
Profit Rate (p.a.)	2.55%	2.60%	2.60%	2.65%	2.65%	2.65%	2.65%	2.65%	2.65%	2.70%	2.70%	2.70%	2.70%
Profit Sharing Ratio (PSR) (Account holder: Bank)	50% or more
Minimum Investment	RM1,000

Non-Promotional

Tenor (Month)

Profit Rate (p.a.)

2.55%

2.60%

2.65%

2.70%

Profit Sharing Ratio (PSR)

(Account holder: Bank)

50% or more

Minimum Investment

RM1,000

	Non-promotional
Tenor (Month)	3	4	5	6	12	15	24
Profit Rate (p.a.)	2.55%	2.60%	2.60%	2.65%	2.70%	2.70%	2.70%
Profit Sharing Ratio (PSR) (Account holder: Bank)	72 : 28	72 : 28	72 : 28	73 : 27	73 : 27	73 : 27	73 : 27
Effective Period	1 February 2025 - 28 February 2025

Non-promotional

Tenor (Month)

Profit Rate (p.a.)

2.55%

2.60%

2.65%

2.70%

Profit Sharing Ratio (PSR)

(Account holder: Bank)

72 : 28

73 : 27

Effective Period

1 February 2025 - 28 February 2025

3 Months	6 Months	12 Months
Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)
3.55%	69:31	3.65%	69:31	3.70%	69:31
3.65%	69:31	3.70%	69:31	3.75%	70:30
	3.75%	70:30	3.80%	70:30
3.80%	70:30	3.85%	70:30
4.78%	75:25	3.90%	71:29
4.88%	75:25
5.08%	76:24
6.28%	76:24
1 October 2024 - 31 October 2024

3 Months

6 Months

12 Months

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

3.55%

69:31

3.65%

69:31

3.70%

69:31

3.65%

69:31

3.70%

69:31

3.75%

70:30

3.75%

70:30

3.80%

70:30

3.80%

70:30

3.85%

70:30

4.78%

75:25

3.90%

71:29

4.88%

75:25

5.08%

76:24

6.28%

76:24

1 October 2024 - 31 October 2024

3 Months	6 Months	7 Months	8 Months	12 Months
Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)
3.65%	79 : 21	3.65%	79 : 21	3.95%	80 : 20	3.78%	80 : 20	3.70%	79 : 21
3.70%	79 : 21	3.70%	79 : 21			3.75%	79 : 21
3.88%	80 : 20	3.75%	79 : 21	3.80%	79 : 21
	3.80%	79 : 21	3.85%	79 : 21
4.78%	83 : 17	3.88%	80 : 20
4.88%	83 : 17	3.90%	80 : 20
5.08%	84 : 16
5.18%	84 : 16
1 February 2025 - 28 February 2025

3 Months

6 Months

7 Months

8 Months

12 Months

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

3.65%

79 : 21

3.65%

79 : 21

3.95%

80 : 20

3.78%

80 : 20

3.70%

79 : 21

3.70%

79 : 21

3.70%

79 : 21

3.75%

79 : 21

3.88%

80 : 20

3.75%

79 : 21

3.80%

79 : 21

3.80%

79 : 21

3.85%

79 : 21

4.78%

83 : 17

3.88%

80 : 20

4.88%

83 : 17

3.90%

80 : 20

5.08%

84 : 16

5.18%

84 : 16

1 February 2025 - 28 February 2025

Tenure	Profit Sharing Ratio (PSR) (Account holder : Bank)	Rate of Return to Account holder (Indicative Rate)	Minimum Investment
N/A	5 : 95	0.21% p.a.	RM50
Effective 1 March 2025

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)

Minimum Investment

N/A

5 : 95

0.21% p.a.

RM50

Effective 1 March 2025

Tenure	Profit Sharing Ratio (PSR) (Account holder : Bank)	Rate of Return to Account holder (Indicative Rate)	Minimum Investment
N/A	1: 99	0.05% p.a.	RM50
Effective 1 March 2025

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)

Minimum Investment

N/A

1: 99

0.05% p.a.

RM50

Effective 1 March 2025

3 Months	6 Months	12 Months
Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account holder: Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account holder: Bank)
3.55%	69 : 31	3.65%	69 : 31	3:70%	69 : 31
3.65%	69 : 31	3.70%	69 : 31	3.75%	70 : 30
		3.75%	70 : 30	3.80%	70 : 30
3.80%	70 : 30	3.85%	70: 30
4.78%	75 : 25	3.90%	71 : 29
1.88%	75 : 25
5.08%	76 : 24
6.28%	76 : 24
1 October 2024 - 31 October 2024

3 Months

6 Months

12 Months

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder: Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder: Bank)

3.55%

69 : 31

3.65%

69 : 31

3:70%

69 : 31

3.65%

69 : 31

3.70%

69 : 31

3.75%

70 : 30

3.75%

70 : 30

3.80%

70 : 30

3.80%

70 : 30

3.85%

70: 30

4.78%

75 : 25

3.90%

71 : 29

1.88%

75 : 25

5.08%

76 : 24

6.28%

76 : 24

1 October 2024 - 31 October 2024

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Profit Sharing Ratio (PSR) And Indicative Profit Rate For New/ Renewed Accounts (effective 1 March 2025)

Term Investment Account-i (TIA-i) – Actual Rates of Return for Existing Accounts

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INVESTMENTS ACCOUNTS-i

Profit Sharing Ratio (PSR) And Indicative Profit Rate For New/ Renewed Accounts (effective 1 March 2025)

Term Investment Account-i (TIA-i) – Actual Rates of Return for Existing Accounts

Profit Sharing Ratio (PSR) And Actual Profit Rate For Existing Accounts

(effective 1 February 2025)

Special Mudarabah Investment Account-i (SMIA-i)

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