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	Non-Promotional
Tenor (Month)	3	4	5	6	7	8	9	10	11	12	15	18	24
Profit Rate (p.a.)	2.55%	2.60%	2.60%	2.65%	2.65%	2.65%	2.65%	2.65%	2.65%	2.70%	2.70%	2.70%	2.70%
Profit Sharing Ratio (PSR) (Account holder: Bank)	50% or more
Minimum Investment	RM1,000

Non-Promotional

Tenor (Month)

Profit Rate (p.a.)

2.55%

2.60%

2.65%

2.70%

Profit Sharing Ratio (PSR)

(Account holder: Bank)

50% or more

Minimum Investment

RM1,000

	Non-promotional
Tenor (Month)	3	4	6	7	12	15	24
Profit Rate (p.a.)	2.55%	2.60%	2.65%	2.65%	2.70%	2.70%	2.70%
Profit Sharing Ratio (PSR) (Account holder: Bank)	65 : 35	65 : 35	65 : 35	65 : 35	66 : 34	66 : 34	66 : 34
Effective Period	1 December 2024 - 31 December 2024

Non-promotional

Tenor (Month)

Profit Rate (p.a.)

2.55%

2.60%

2.65%

2.70%

Profit Sharing Ratio (PSR)

(Account holder: Bank)

65 : 35

66 : 34

Effective Period

1 December 2024 - 31 December 2024

3 Months	6 Months	12 Months
Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)
3.55%	69:31	3.65%	69:31	3.70%	69:31
3.65%	69:31	3.70%	69:31	3.75%	70:30
	3.75%	70:30	3.80%	70:30
3.80%	70:30	3.85%	70:30
4.78%	75:25	3.90%	71:29
4.88%	75:25
5.08%	76:24
6.28%	76:24
1 October 2024 - 31 October 2024

3 Months

6 Months

12 Months

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

3.55%

69:31

3.65%

69:31

3.70%

69:31

3.65%

69:31

3.70%

69:31

3.75%

70:30

3.75%

70:30

3.80%

70:30

3.80%

70:30

3.85%

70:30

4.78%

75:25

3.90%

71:29

4.88%

75:25

5.08%

76:24

6.28%

76:24

1 October 2024 - 31 October 2024

3 Months	6 Months	7 Months	12 Months
Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account Holder : Bank)
3.55%	72 : 28	3.65%	72 : 28	3.95%	74 : 26	3.70%	73 : 27
3.65%	72: 28	3.70%	73 : 27		3.75%	73 : 27
3.88%	73 : 27	3.75%	73 : 27	3.80%	73 : 27
	3.80%	73 : 27	3.85%	73 : 27
4.78%	77 : 23	3.90%	74 : 26
4.88%	78 : 22
5.08%	78 : 22
5.18%	79 : 21
1 December 2024 - 31 December 2024

3 Months

6 Months

7 Months

12 Months

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

3.55%

72 : 28

3.65%

72 : 28

3.95%

74 : 26

3.70%

73 : 27

3.65%

72: 28

3.70%

73 : 27

3.75%

73 : 27

3.88%

73 : 27

3.75%

73 : 27

3.80%

73 : 27

3.80%

73 : 27

3.85%

73 : 27

4.78%

77 : 23

3.90%

74 : 26

4.88%

78 : 22

5.08%

78 : 22

5.18%

79 : 21

1 December 2024 - 31 December 2024

Tenure	Profit Sharing Ratio (PSR) (Account holder : Bank)	Rate of Return to Account holder (Indicative Rate)	Minimum Investment
N/A	5 : 95	0.20% p.a.	RM50
Effective 16 January 2025

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)

Minimum Investment

N/A

5 : 95

0.20% p.a.

RM50

Effective 16 January 2025

Tenure	Profit Sharing Ratio (PSR) (Account holder : Bank)	Rate of Return to Account holder (Indicative Rate)	Minimum Investment
N/A	1: 99	0.05% p.a.	RM50
Effective 1 January 2025

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)

Minimum Investment

N/A

1: 99

0.05% p.a.

RM50

Effective 1 January 2025

3 Months	6 Months	12 Months
Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account holder : Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account holder: Bank)	Profit Rate (p.a.)	Profit Sharing Ratio (PSR) (Account holder: Bank)
3.55%	69 : 31	3.65%	69 : 31	3:70%	69 : 31
3.65%	69 : 31	3.70%	69 : 31	3.75%	70 : 30
		3.75%	70 : 30	3.80%	70 : 30
3.80%	70 : 30	3.85%	70: 30
4.78%	75 : 25	3.90%	71 : 29
1.88%	75 : 25
5.08%	76 : 24
6.28%	76 : 24
1 October 2024 - 31 October 2024

3 Months

6 Months

12 Months

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder: Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder: Bank)

3.55%

69 : 31

3.65%

69 : 31

3:70%

69 : 31

3.65%

69 : 31

3.70%

69 : 31

3.75%

70 : 30

3.75%

70 : 30

3.80%

70 : 30

3.80%

70 : 30

3.85%

70: 30

4.78%

75 : 25

3.90%

71 : 29

1.88%

75 : 25

5.08%

76 : 24

6.28%

76 : 24

1 October 2024 - 31 October 2024

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INVESTMENTS ACCOUNTS-i

Profit Sharing Ratio (PSR) And Indicative Profit Rate For New/ Renewed Accounts (effective 1 January 2025)

Term Investment Account-i (TIA-i) – Actual Rates of Return for Existing Accounts

Profit Sharing Ratio (PSR) And Actual Profit Rate For Existing Accounts

(effective 1 December 2024)

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INVESTMENTS ACCOUNTS-i

Profit Sharing Ratio (PSR) And Indicative Profit Rate For New/ Renewed Accounts (effective 1 January 2025)

Term Investment Account-i (TIA-i) – Actual Rates of Return for Existing Accounts

Profit Sharing Ratio (PSR) And Actual Profit Rate For Existing Accounts

(effective 1 December 2024)

Special Mudarabah Investment Account-i (SMIA-i)

Daily Unrestricted Investment Account-i (DURIAN-i)

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