Search
Back
Accounts  
 
Riuh Durian Runtuh 2025 Campaign
Open a DURIAN-i Account, deposit & stand to win your once-in-a-lifetime escapes, with up to 10,000 prizes to be won! Earn more entries now. Terms & Conditions Apply.
Valid until 31st Dec 2025
Remittance  
Sustainability at CIMB  
CIMB@Work  
Islamic Banking Overview  
Investments  
 
CIMB 0.8% ESG Unit Trust Promotion
Start your sustainable investment journey with as low as RM100*!
Valid until 7th Feb 2025
Latest Promotions  
CIMB Deals  
CIMB OCTO App  
CIMB Clicks  
CIMB Partner Pay Solution  
Apply for Products  
DuitNow QR  
Personalised For You  
Customer Help Centre  
You're viewing:
Personal Banking
Other Sites
Day To Day Banking
Accounts
Cards
Financing
More Services
Islamic Banking
Wealth Management
Investments
Insurance/Takaful
Help & Support
Rates & Charges
Calculators
Security & Fraud
logo
MY - EN

Profit Sharing Ratio (PSR) And Indicative Profit Rate For New/ Renewed Accounts (effective 1 December 2024)

 

  Non-Promotional
Tenor (Month) 3 4 5 6 7 8 9 10 11 12 15 18 24
Profit Rate (p.a.) 2.55% 2.60% 2.60% 2.65% 2.65% 2.65% 2.65% 2.65% 2.65% 2.70% 2.70% 2.70% 2.70%

Profit Sharing Ratio (PSR) 

(Account holder: Bank)

50% or more
Minimum Investment RM1,000

Note : Rates are subject to change from time to time.

Term Investment Account-i (TIA-i) – Actual Rates of Return for Existing Accounts

 

Last Updated: 17 December 2024

Note : Past performance of the investment is not an indication of its future performance.

  Non-promotional
Tenor (Month)

3

4 6 12 15 24
Profit Rate (p.a.) 2.55% 2.60% 2.65% 2.70% 2.70% 2.70%

Profit Sharing Ratio (PSR) 

(Account holder: Bank)

74 : 26 74 : 26 74 : 26 75 : 25 75 : 25 75 : 25
Effective Period 1 November 2024 - 30 November 2024

 

Profit Sharing Ratio (PSR) And Actual Profit Rate For Existing Accounts

(effective 1 November 2024)

Note : Past performance of the investment is not an indication of its future performance.

3 Months 6 Months 12 Months
Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

3.55% 69:31 3.65% 69:31 3.70% 69:31
3.65% 69:31 3.70% 69:31 3.75% 70:30
  3.75% 70:30 3.80% 70:30
3.80% 70:30 3.85% 70:30
4.78% 75:25 3.90% 71:29
4.88% 75:25  
5.08% 76:24
6.28% 76:24
1 October 2024 - 31 October 2024
3 Months

6 Months

12 Months

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

3.55% 79 : 21 3.65% 80 : 20 3.70% 80 : 20
3.65% 80 : 20 3.70% 80 : 20 3.75% 80 : 20
3.88% 81 : 19 3.75% 80 : 20 3.80% 81 : 19
  3.80% 81 : 19 3.85% 81 : 19
4.78% 84 : 16 3.90% 81 : 19
4.88% 84 : 16  
5.08% 85 : 15
5.18% 85 : 15
1 November 2024 - 30 November 2024

Special Mudarabah Investment Account-i (SMIA-i) 

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)  

Minimum Investment
N/A

5 : 95

0.21% p.a. RM50
Effective 1 December 2024

Note : Rates are subject to change from time to time.

Daily Unrestricted Investment Account-i (DURIAN-i)

Tenure

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Rate of Return to Account holder

(Indicative Rate)  

Minimum Investment
N/A

1: 99

0.05% p.a. RM50
Effective 1 December 2024

Note : Rates are subject to change from time to time.

3 Months

6 Months  12 Months
Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder : Bank)

Profit Rate (p.a.)

      Profit Sharing Ratio (PSR)

 (Account holder: Bank)

Profit  Rate (p.a.)

     Profit Sharing Ratio (PSR)

 (Account holder: Bank)

3.55% 69 : 31 3.65% 69 : 31 3:70% 69 : 31
3.65% 69 : 31 3.70% 69 : 31 3.75%
70 : 30
    3.75% 70 : 30 3.80% 70 : 30
3.80% 70 : 30 3.85% 70:  30
4.78% 75 : 25 3.90% 71 : 29
1.88% 75 : 25  
5.08% 76 : 24
6.28% 76 : 24
1 October 2024 - 31 October 2024