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Profit Sharing Ratio (PSR) And Indicative Profit Rate For New/ Renewed Accounts (effective 14 July 2025)

 

View our latest promotional rates for TIA-i
  Non-Promotional
Tenor (Month) 3 4 5 6 7 8 9 10 11 12 15 18 24
Indicative Profit Rate (p.a.) 2.30% 2.35% 2.35% 2.40% 2.40% 2.40% 2.40% 2.40% 2.40% 2.45% 2.45% 2.45% 2.45%

Profit Sharing Ratio (PSR) 

(Account Holder : Bank)

 50% or more
Minimum Investment RM1,000

Note : Rates are subject to change from time to time.

Term Investment Account-i (TIA-i) – Actual Rates of Return for Existing Accounts

 

Last Updated: 15 July 2025

Note : Past performance of the investment is not an indication of its future performance.

  Non-promotional
Tenor (Month)

3

 4 5 6 7 8 9 10 12 15 24
Profit Rate (p.a.) 2.55% 2.60% 2.60% 2.65% 2.65% 2.65% 2.65% 2.65% 2.70% 2.70% 2.70%

Profit Sharing Ratio (PSR) 

(Account Holder : Bank)

   71 : 29      

 

72 : 28                  

 

 
Effective Period 1 June 2025 - 30 June 2025

Profit Sharing Ratio (PSR) And Actual Profit Rate For Existing Accounts

(effective 1 June 2025)

Note : Past performance of the investment is not an indication of its future performance.

3 Months 6 Months 12 Months
Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

 Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

 Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)
3.55% 69:31 3.65% 69:31 3.70% 69:31
3.65% 69:31 3.70% 69:31 3.75% 70:30
  3.75% 70:30 3.80% 70:30
3.80% 70:30 3.85% 70:30
4.78% 75:25 3.90% 71:29
4.88% 75:25  
5.08% 76:24
6.28% 76:24
1 October 2024 - 31 October 2024
3 Months

6 Months

 7 Months 8 Months

12 Months
Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

 Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

 Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

 Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account Holder : Bank)
     3.65%     78 : 22   3.80%    78 : 22  3.75%     78 : 22  3.78%   78 : 22 3.70%  78 : 22
3.70% 78 : 22 5.98% 85 : 15 3.80% 78 : 22 3.80% 78 : 22 3.75% 78 : 22
3.75% 78 :22 6.28% 86 : 14 3.95% 79 : 21   3.80% 78 : 22
      3.85% 79 : 21
3.88% 79 : 21
3.90% 79 : 21
 
1 June 2025 - 30 June 2025

Special Mudarabah Investment Account-i (SMIA-i) 

Tenure

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Rate of Return to Account Holder

(Indicative Rate)  

 Minimum Investment
N/A

5 : 95

 0.19% p.a. RM50
Effective 15 July 2025

Note : Rates are subject to change from time to time.

Daily Unrestricted Investment Account-i (DURIAN-i)

Tenure

Profit Sharing Ratio (PSR)

(Account Holder : Bank)

Rate of Return to Account Holder

(Indicative Rate)  

 Minimum Investment
N/A

1: 99

 0.05% p.a. RM50
Effective 1 July 2025

Note : Rates are subject to change from time to time.

3 Months

 6 Months  12 Months
Profit Rate (p.a.)

Profit Sharing Ratio (PSR)

(Account holder : Bank)

 Profit Rate (p.a.)

      Profit Sharing Ratio (PSR)

 (Account holder: Bank)

Profit  Rate (p.a.)

     Profit Sharing Ratio (PSR)

 (Account holder: Bank)
3.55% 69 : 31 3.65% 69 : 31 3:70% 69 : 31
3.65% 69 : 31 3.70% 69 : 31 3.75%
 70 : 30
    3.75% 70 : 30 3.80% 70 : 30
3.80% 70 : 30 3.85% 70:  30
4.78% 75 : 25 3.90% 71 : 29
1.88% 75 : 25  
5.08% 76 : 24
6.28% 76 : 24
1 October 2024 - 31 October 2024

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