When will the payment be available in the beneficiary’s account for IBG transfer?

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When will the payment be available in the beneficiary’s account for IBG transfer?

Payment Initiated by Customers		*Funds Received by Beneficiaries		*Refund for Unsuccessful Transactions
Business Days (Monday to Friday)	Before 5:00am	Same business day	By 11:00am	By 5:00pm
	5:01am - 8:00am		By 2:00pm	By 8:20pm
	8:01am - 11:00am		By 5:00pm	By 11:00pm
	11:01am - 2:00pm		By 8:20pm	By 11:00am, next business day
	2:01pm - 5:00pm		By 11:00pm	By 11:00am, next business day
	After 5:00pm	Next business day	By 11:00am	By 5:00pm, next business day
Non-Business Days (Saturday, Sunday, Federal Territory Public Holidays)		Next business day	By 11:00am	By 5:00pm, next business day

*under normal circumstances

Applicable for all IBG payments and funds transfer to current accounts & savings accounts/loan and credit card payments.
The maximum limit for IBG fund transfer is RM 1,000,000 per transaction.

Note: This list only serves as guidance; CIMB is not responsible for any changes made by participating banks.

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