Fixed Deposit Account Interest Rates

Fixed Deposit

Tier 1 and Tier 2 (Effective from 25 October 2024)

	Conventional FD* (Tier 1)	Conventional FD* (Tier 2)
Tenure	Board Rate (p.a.)	Board Rate (p.a.)
1 month	2.30%	2.20%
2 months	2.35%	2.25%
3 months	2.45%	2.35%
4 months	2.45%	2.35%
5 months	2.45%	2.35%
6 months	2.50%	2.40%
7 months	2.50%	2.40%
8 months	2.50%	2.40%
9 months	2.50%	2.40%
10 months	2.50%	2.40%
11 months	2.50%	2.40%
12 months	2.50%	2.40%
13-14 months	2.50%	2.45%
15-23 months	2.55%	2.45%
24-35 months	2.55%	2.45%
36-47 months	2.60%	2.50%
48-59 months	2.60%	2.50%
60 months	2.60%	2.50%

*inclusive of all Conventional FD

Notes:

i) Tier 1 rate is applicable to Small & Medium Enterprises (SME) and others such as government, cooperatives and societies with a deposit of up to RM1,000,000.

ii) Tier 2 rate is applicable in the following:

a) non-SME or non-resident (foreign registered) businesses/companies/corporations; as well as

b) SME and others such as government, cooperatives and societies with a deposit above RM1,000,000.

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