Dual Currency Investment (DCI) is a FX structured product that provides opportunities to potentially maximize your returns. Eligible investors can take advantage of the exchange rate movements to gain potentially higher returns as compared to ordinary fixed deposits. Besides, eligible investors have the flexibility to choose the currency pairing (Investment Currency and Alternate Currency), Investment Tenor (ranging from 2 days to 365 days) and FX Conversion Rate you feel most comfortable with.
If you have a need for foreign currency for your child’s educational expenses overseas or business interest abroad, Dual Currency Investment (DCI) may be right for you.
How to start investing?
Step 1:
Eligible investors will be required to choose two currencies for this Investment – (i) Investment Currency and (ii) Alternate Currency.
Step 2:
Select preferred Investment Tenor (Choice of a minimum of 2 days to a maximum of 365 days) and FX Conversion Rate.
Step 3:
Decide Principal Amount. Minimum RM50,000 or its equivalent in foreign currency.
Upon maturity, the Bank has the right to repay the Principal Amount and the DCI Return Amount either in the Investment Currency or to convert the Investment Currency into the Alternate Currency at the FX Conversion Rate pre-agreed between the Bank and you.
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