You will be liable for PIN-based unauthorised transactions if you have:
- acted fraudulently;
- delayed in notifying us as soon as reasonable practicable after having discovered the loss or unauthorised use of your CIMB Debit Mastercard;
- voluntarily disclosed your PIN to another person; or
- recorded your PIN on the CIMB Debit Mastercard; or on anything kept in close proximity with your CIMB Debit Mastercard.
You will be liable for unauthorised transactions which require signature verification or with contactless card, if you have:
- acted fraudulently;
- delayed in notifying us as soon as reasonable practicable after having discovered the loss or unauthorised use of your CIMB Debit Mastercard;
- left your CIMB Debit Mastercard or an item containing your CIMB Debit Mastercard, unattended in places visible and accessible to others; OR
- voluntarily allowed another person to use your CIMB Debit Mastercard.