Golden Time Deposit 2 (Big Plus for 50 Plus)

Each partial withdrawal must be a minimum of RM5,000 and in multiples of RM1,000 (subject to minimum balance of RM30,000 else FD must be uplifted & account closed.)

Upliftment/Withdrawal before maturity is allowed but the amount will be subject to the following conditions:

For FD placement/renewal from 1 November 2018 onward:

No interest will be paid for any fully or partially* withdrawn amount before completion of its tenure.

For FD placements/renewals prior to 1 November 2018:

i. FD for 1 to 3 months' tenure
No interest will be paid for any fully or partially* withdrawn amount before the completion of its tenure.

ii. FD for 4 months' tenure and above
Before Completion of 3 months
No interest will be paid for any fully or partially* withdrawn amount.

After Completion of 3 months
For any fully or partially* withdrawn amount, half the interest of the contracted rate for each completed month of the withdrawn amount is payable.

*For partial withdrawn, interest on the contracted rate is payable for the amount that is not withdrawn.