Junior Savers Account | Earn up to 1-month FD rate | CIMB

Benefits & Privileges

High Interest Rate

Passbook-based

Benefits & Privileges

High Interest Rate

Passbook-based

Eligibility

Individuals aged below 12
Upon reaching 18 years old, the account will be automatically converted in a Savings Account (Passbook)
No joint account allowed

Protected by PIDM up to RM250,000 for each depositor. View PIDM's brochure now.

Requirements

Birth certificate / MyKid and certified by JPN chip details (Maklumat Dalam Cip) printout
Parent's or guardian's NRIC
Minimum initial deposit of RM100

Interest Rates

Interest is calculated daily and credited monthly.

Balance (RM)	Interest Rates (% p.a.)
First 50,000	2.30
Next 50,000.01 - 100,000	0.95
Above 100,000	1.45

Effective 25 October 2024

Fees and Charges

Junior Savers Account

Terms and Conditions

Generic Savings Account

Savings Account Terms and Conditions (ENG)

Savings Account Terms and Conditions (BM)

Important Notes

Only 1 over-the-counter withdrawal is allowed per month with no set limit - up to the remaining balance in the account.
No debit card - The account is linked to the CIMB Clicks ID of the parent or guardian.
This is an in-trust account.