Eligibility
1. Individual
• Minimum age of 18 years old
• An acceptable Guarantor (if required based on the applicant's credit assessment)
2. Non-Individual
• Sole Proprietors, Partnerships, Public Listed Companies, Private Limited Companies, Clubs, Associations, Societies or Co-operatives.
• Must be registered with Suruhanjaya Syarikat Malaysia (SSM) / Registrar of Society.
• An acceptable Guarantor is required.
Requirements
1. Individual
• Copy of NRIC
• Copy of valid Driving License
• Copy latest 3 months Salary Slips or other income evidence or
• Latest 3/6 months Saving/Current Account statements reflecting credited salary or
• Latest EPF / Income Tax statement with proof of tax payment
2.Non-Individual
Sole Proprietor/Partnership
• Copy of proprietor/partner(s) NRIC who sign the HP documents
• Copy of Business Registration (BR)
• Copy of BR Renewal (Borang D/E)
• Saving/Current Account / ASB/ASN / Tabung Haji statements reflecting 3 months declared income
• Latest Income Tax statement with proof of tax payment
Private/Public Companies
• Copy of Guarantor(s) NRIC
• Copy of Certificate of Incorporation (Form 9), Form 24 / Return of Allotment of Shares & Form 49 / Notification of Change in the Register of Directors, Managers and Secretaries.
• Copy of Memorandum of Articles
• Board of Directors’ Resolution for Acceptance
• Current account statements reflecting 3 months declared income
• Latest 1 year financial statement
Clubs/Association/Societies/Co-operative
• Copy of Guarantor(s) NRIC
• Copy of Certificate of Registration
• Empowerment for office bearer to borrow and execute HP documents
• Current Account statements reflecting 3 months declared income
• Latest 1 year financial statement
