CIMB Secured Overdraft Facility

Eligibility

Individuals aged 21 to 70 years old
Malaysian or residents with PR status residing in Malaysia
Owner of the collateral (free from any encumbrance)
Minimum collateral of RM10,000.00
Overdraft limit dependent on collateral pledged

Interest Rates

Interest is calculated daily based on Facility outstanding balance.

Facility	Overdraft Type	Interest Rates
CIMB Secured Overdraft	Personal OD Secured by Fixed Deposit	SBR + 2.10%
Personal OD Secured by Multiple Collateral	SBR + 2.60%
Personal OD Secured by Amanah Saham Bumiputera

Facility

Overdraft Type

Interest Rates

CIMB Secured Overdraft

Personal OD Secured by Fixed Deposit

SBR + 2.10%

Personal OD Secured by Multiple Collateral

SBR + 2.60%

Personal OD Secured by Amanah Saham Bumiputera

Fees and Charges

CIMB Secured Overdraft Facility

Document Requirement

Applicants are required to submit these compulsory documents:

Photocopy of NRIC
Collateral Documents (based on collateral to be pledged)
Income document:-

Salary Earners	Commission Earner	Self Employed
Multi National Company / Public Listed Company / Government Linked Company Latest 1 month payslip OR Latest 3 months payslip (variable income) OR Latest EPF statement (minimum 6 months EPF record) Others Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR Latest EPF statement (minimum 6 months EPF record)	Latest 6 months commission statement AND Commission crediting bank statement OR Latest Form B and LHDN payment receipt	Latest 6 months company bank statement AND Business registration document OR Latest Form B and LHDN payment receipt OR Latest e-Form B and e-filing acknowledgement receipt

Salary Earners

Commission Earner

Self Employed

Multi National Company / Public Listed Company / Government Linked Company

Latest 1 month payslip OR
Latest 3 months payslip (variable income) OR
Latest EPF statement (minimum 6 months EPF record)

Others

Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR
Latest EPF statement (minimum 6 months EPF record)

Latest 6 months commission statement AND Commission crediting bank statement OR
Latest Form B and LHDN payment receipt

Latest 6 months company bank statement AND Business registration document OR
Latest Form B and LHDN payment receipt OR
Latest e-Form B and e-filing acknowledgement receipt

The Bank may require additional documents where deemed necessary.

Product Disclosure Sheet

Secured Overdraft Facility

Remarks

Subject to eligibility and acceptable collaterals.

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CIMB SECURED OVERDRAFT FACILITY

Benefits & Privileges

Benefits & Privileges

Eligibility

Interest Rates

Fees and Charges

Document Requirement

Product Disclosure Sheet

Remarks

CIMB SECURED OVERDRAFT FACILITY

Benefits & Privileges

Benefits & Privileges

Eligibility

Interest Rates

Fees and Charges

Document Requirement

Product Disclosure Sheet

Remarks

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