Search
Back
Personal
Personal Banking Preferred Banking Private Banking
Business
Business Banking Wholesale Banking
Group
CIMB Group CIMB Group Islamic
Our Initiatives
CIMB Sustainability CIMB Foundation
Back
Language
EN BM
 
Countries
logo CIMB Malaysia logo CIMB Indonesia logo CIMB Singapore logo CIMB Thailand logo CIMB Cambodia logo CIMB Vietnam logo CIMB Phillipines
Back
Accounts  
Savings Account
Current Account
Fixed Deposit Account
Mudarabah IA
 
Riuh Durian Runtuh 2025 Campaign
Open a DURIAN-i Account, deposit & stand to win your once-in-a-lifetime escapes, with up to 10,000 prizes to be won! Earn more entries now. Terms & Conditions Apply.
Valid until 31st Dec 2025
Find Out More
Cards  
Credit Card
Debit Card
Credit Card Services
 
Apply, Activate & Spend
Apply, activate, and spend with your new CIMB Credit Card/-i* today to earn RM25 cash back.
Valid until 31st Jan 2025
Find Out More
Financing  
Personal Financing
Property Financing
Auto Financing
 
Cash Plus Personal Loan
Instant approval*. Unlock financial flexibility with CIMB Cash Plus Personal Loan. Bank personal loan with low interest rate for loan up to RM100,000. 5 years tenure, no collaterals and guarantors required.
Find Out More
Remittance  
See All Remittance
Sustainability at CIMB  
See All Sustainability at CIMB
CIMB@Work  
See All CIMB@Work
More Services  
Auction
Currency Exchange & Services
Islamic Banking Overview  
See All Islamic Banking Overview
Islamic Wealth Management  
See All Islamic Wealth Management
More Services  
Tabung Haji Services
Zakat Payment Service
Investments  
See All Investments
 
CIMB 0.8% ESG Unit Trust Promotion
Start your sustainable investment journey with as low as RM100*!
Valid until 7th Feb 2025
Find Out More
Insurance/Takaful  
Life Insurance/Family Takaful
Car and Motor Insurance/Takaful
Travel Insurance
Personal Accident Insurance
Credit Related Insurance/Takaful
Property Insurance/Takaful
Latest Promotions  
See All Latest Promotions
CIMB Deals  
See All CIMB Deals
CIMB OCTO App  
See All CIMB OCTO App
CIMB Clicks  
See All CIMB Clicks
CIMB Partner Pay Solution  
See All CIMB Partner Pay Solution
Apply for Products  
See All Apply for Products
DuitNow QR  
See All DuitNow QR
Personalised For You  
See All Personalised For You
Customer Help Centre  
See All Customer Help Centre
Rates & Charges  
Forex Rates
Interest Rates & Charges
Profit Rates & Charges
Standardised Base Rate / Base Rate / Base Lending Rates / Base Financing Rate.
Calculators  
Credit Card Payment Calculator
Auto Financing Affordability Calculator
Property Monthly Instalment Calculator
Property Affordability Calculator
Auto Financing Instalment Calculator
ASB Financing Monthly Instalment Calculator
Pembiayaan Peribadi Awam-i Calculator
Security & Fraud  
Security & Fraud Awareness
Security Policy
Customer Surveys
SecureWord
Malware
Phishing
TAC
SMS/Phone Call Scam
Money Muling
You're viewing:
Personal Banking
Other Sites
Day To Day Banking
Accounts
Cards
Financing
Remittance
Sustainability at CIMB
CIMB@Work
More Services
Islamic Banking
Islamic Banking Overview
Islamic Wealth Management
More Services
Wealth Management
Investments
Insurance/Takaful
Deals & Promotions
Latest Promotions
CIMB Deals
Digital Services
CIMB OCTO App
CIMB Clicks
CIMB Partner Pay Solution
Apply for Products
DuitNow QR
Personalised For You
Help & Support
Customer Help Centre
Rates & Charges
Calculators
Security & Fraud
Quicklinks
Contact Us
Upload Documents
Check Application
logo
MY - EN

Benefits & Privileges

Acceptable Collaterals More Savings Financial Liquidity No guarantor
Acceptable Collaterals
More Savings
Financial Liquidity
No guarantor

Eligibility

  • Individuals aged 21 to 70 years old
  • Malaysian or residents with PR status residing in Malaysia
  • Owner of the collateral (free from any encumbrance)
  • Minimum collateral of RM10,000.00
  • Overdraft limit dependent on collateral pledged

Interest Rates

Interest is calculated daily based on Facility outstanding balance.

Facility

Overdraft Type

Interest Rates

CIMB Secured Overdraft 

Personal OD Secured by Fixed Deposit

 

SBR + 2.10% 

 

Personal OD Secured by Multiple Collateral

 

SBR + 2.60%

 

Personal OD Secured by Amanah Saham Bumiputera

Fees and Charges

CIMB Secured Overdraft Facility

Document Requirement

Applicants are required to submit these compulsory documents:

  • Photocopy of NRIC

  • Collateral Documents (based on collateral to be pledged)

  • Income document:-

Salary Earners

Commission Earner

Self Employed

Multi National Company / Public Listed Company / Government Linked Company

  • Latest 1 month payslip OR
     

  • Latest 3 months payslip (variable income) OR
     

  • Latest EPF statement (minimum 6 months EPF record) 


Others

  • Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR
     

  • Latest EPF statement (minimum 6 months EPF record) 

  • Latest 6 months commission statement AND Commission crediting bank statement OR
     

  • Latest Form B and LHDN payment receipt

  • Latest 6 months company bank statement AND Business registration document OR
     

  • Latest Form B and LHDN payment receipt OR
     

  • Latest e-Form B and e-filing acknowledgement receipt

The Bank may require additional documents where deemed necessary.

Product Disclosure Sheet

Secured Overdraft Facility

Remarks

Subject to eligibility and acceptable collaterals.

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed