CIMB Wealth Financing

Eligibility

CIMB Preferred Customer
Individuals aged 21 to 70 years old
Malaysian or residents with PR status residing in Malaysia
Owner of the collateral (free from any encumbrance)
Minimum collateral of RM10,000
Secured Overdraft Facility Against Multiple Collateral - Wealth
Financing limit dependent on collateral pledged

Interest Rates

Interest is calculated daily based on Facility outstanding balance.

Facility	Overdraft Type	Interest Rates
CIMB Secured Overdraft - Wealth Financing	Secured Overdraft Facility Against Multiple Collateral - Wealth Financing	SBR + 1.25%

Facility

Overdraft Type

Interest Rates

CIMB Secured Overdraft - Wealth Financing

Secured Overdraft Facility Against Multiple Collateral - Wealth Financing

SBR + 1.25%

Fees and Charges

Products/Item	Charges
Stamp Duty	As per Stamp Act 1949 (revised 1989)
Excess Interest	SBR + 7.35% or minimum of RM5.00 will be charged on any amount in excess of your Facility Limit
Commitment Fee	Waived

Document Requirement

Applicants are required to submit these compulsory documents:

Photocopy of NRIC
Collateral Documents (based on collateral to be pledged)
Income document:

Salary Earners	Commission Earner	Self Employed
Multi National Company / Public Listed Company / Government Linked Company Latest 1 month payslip OR Latest 3 months payslip (variable income) OR Latest EPF statement (minimum 6 months EPF record) Others Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR Latest EPF statement (minimum 6 months EPF record)	Latest 6 months commission statement AND Commission crediting bank statement OR Latest Form B and LHDN payment receipt	Latest 6 months company bank statement AND Business registration document OR Latest Form B and LHDN payment receipt OR Latest e-Form B and e-filing acknowledgement receipt

Salary Earners

Commission Earner

Self Employed

Multi National Company / Public Listed Company / Government Linked

Company

Latest 1 month payslip OR
Latest 3 months payslip (variable income) OR
Latest EPF statement (minimum 6 months EPF record)

Others

Latest 3 months payment voucher Latest 3 months payslip AND latest 3 months salary crediting bank statement OR
Latest EPF statement (minimum 6 months EPF record)

Latest 6 months commission statement AND Commission crediting bank statement OR
Latest Form B and LHDN payment receipt

Latest 6 months company bank statement AND Business registration document OR
Latest Form B and LHDN payment receipt OR
Latest e-Form B and e-filing acknowledgement receipt

Product Disclosure Sheet

Secured Overdraft Facility

Remarks

Subject to eligibility and acceptable collaterals.

I'm looking for

CIMB WEALTH FINANCING

Benefits & Privileges

Benefits & Privileges

Eligibility

Interest Rates

Fees and Charges

Document Requirement

Product Disclosure Sheet

Remarks

CIMB WEALTH FINANCING

Benefits & Privileges

Benefits & Privileges

Eligibility

Interest Rates

Fees and Charges

Document Requirement

Product Disclosure Sheet

Remarks

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.