Vacant Land Flexi Smart

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Refinance your mortgage with CIMB and enjoy greater savings.

Valid until 31st Dec 2024

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VACANT LAND FLEXI SMART

Enjoy flexible feature to help you pay off your loan quicker. With the flexibility of making prepayments to your loan, you are able to save on interest right from start. This shortens your loan tenure and you will own your dream property faster. That’s not all, you also have the flexibility to redraw prepayment. Vacant Land Flexi Smart comes without set up and maintenance charges.

Identification document and proof of purchase	Malaysian Applicants·	Copy of NRIC Sale and Purchase Agreement or the developer’s booking
*Foreign Applicants (Not applicable for Vacant Land Products)* -Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence) -Local Preferred/Private Banking	Copy of Passport (minimum 6 months validity) or MyPR Sale and Purchase Agreement or the developer’s booking form
Income documents	Salary Applicants	Latest 3 months' salary slips Latest EPF statement or last 3 months' bank statements with credited salaries
Commission Applicants	Latest 6 months' commission statement Latest 6 months' bank statement with credited commission
Self-Employed Applicants	Business registration Latest 6 months' business bank statements Latest Form B with tax payment receipt
Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request

Identification document and proof of purchase

Malaysian Applicants·

Copy of NRIC

Sale and Purchase Agreement or the developer’s booking

Foreign Applicants (Not applicable for Vacant Land Products)

-Regional Preferred/Private Banking (from the ASEAN countries where CIMB has a presence)

-Local Preferred/Private Banking

Copy of Passport (minimum 6 months validity) or MyPR

Sale and Purchase Agreement or the developer’s booking form

Income documents

Salary Applicants

Latest 3 months' salary slips

Latest EPF statement or last 3 months' bank statements with credited salaries

Commission Applicants

Latest 6 months' commission statement

Latest 6 months' bank statement with credited commission

Self-Employed Applicants

Business registration

Latest 6 months' business bank statements

Latest Form B with tax payment receipt

Note: Foreigners and Malaysia Permanent Residents, without CIMB Regional Preferred or Private Banking relationship, may require to submit additional supporting documents upon request

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VACANT LAND FLEXI SMART

Benefits & Privileges

Benefits & Privileges

Eligibility

Requirements

Fees and Charges

VACANT LAND FLEXI SMART

Benefits & Privileges

Benefits & Privileges

Eligibility

Requirements

Fees and Charges

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