Search
Back
Personal
Personal Banking Preferred Banking Private Banking
Business
Business Banking Wholesale Banking
Group
CIMB Group CIMB Group Islamic
Our Initiatives
CIMB Sustainability CIMB Foundation
Back
Countries
logo CIMB Malaysia logo CIMB Indonesia logo CIMB Singapore logo CIMB Thailand logo CIMB Cambodia logo CIMB Vietnam logo CIMB Phillipines
Back
Accounts  
Savings Account
Current Account
Fixed Deposit
Mudarabah IA
Cards  
Credit Card
Debit Card
Credit Card Services
 
Apply, Activate & Spend
Apply, activate, and spend with your new CIMB Credit Card/-i* today to earn RM25 cash back.
Valid until 31st Jan 2025
Find Out More
Financing  
Personal Financing
Property Financing
Auto Financing
 
Property Refinancing
Refinance your mortgage with CIMB and enjoy greater savings.
Valid until 31st Dec 2024
Find Out More
Remittance  
See All Remittance
Sustainability at CIMB  
See All Sustainability at CIMB
CIMB@Work  
See All CIMB@Work
More Services  
Auction
Currency Exchange & Services
Islamic Banking Overview  
See All Islamic Banking Overview
More Services  
Legacy Planning
Tabung Haji Services
Zakat Payment Service
Investments  
See All Investments
 
CIMB 0.8% ESG Unit Trust Promotion
Start your sustainable investment journey with as low as RM100*!
Valid until 7th Feb 2025
Find Out More
Insurance/Takaful  
Life Insurance/Family Takaful
Car and Motor Insurance/Takaful
Travel Insurance
Personal Accident Insurance
Credit Related Insurance/Takaful
Property Insurance/Takaful
Latest Promotions  
See All Latest Promotions
CIMB Deals  
See All CIMB Deals
CIMB OCTO App  
See All CIMB OCTO App
CIMB Clicks  
See All CIMB Clicks
CIMB Partner Pay Solution  
See All CIMB Partner Pay Solution
Apply for Products  
See All Apply for Products
DuitNow QR  
See All DuitNow QR
Personalised For You  
See All Personalised For You
Customer Help Centre  
See All Customer Help Centre
Rates & Charges  
Forex Rates
Interest Rates & Charges
Profit Rates & Charges
Standardised Base Rate / Base Rate / Base Lending Rates / Base Financing Rate.
Calculators  
Credit Card Payment Calculator
Auto Financing Affordability Calculator
Property Monthly Instalment Calculator
Property Affordability Calculator
Auto Financing Instalment Calculator
ASB Financing Monthly Instalment Calculator
Pembiayaan Peribadi Awam-i Calculator
Security & Fraud  
Security & Fraud Awareness
Customer Surveys
Security Policy
SecureWord
TAC
Malware
Phishing
SMS/Phone Call Scam
Money Muling
You're viewing:
Personal Banking
Other Sites
Day To Day Banking
Accounts
Cards
Financing
Remittance
Sustainability at CIMB
CIMB@Work
More Services
Islamic Banking
Islamic Banking Overview
More Services
Wealth Management
Investments
Insurance/Takaful
Deals & Promotions
Latest Promotions
CIMB Deals
Digital Services
CIMB OCTO App
CIMB Clicks
CIMB Partner Pay Solution
Apply for Products
DuitNow QR
Personalised For You
Help & Support
Customer Help Centre
Rates & Charges
Calculators
Security & Fraud
Quicklinks
Contact Us
Upload Documents
Check Application
logo
MY

Urus Wang di Fasa Stabil Bekerja

 

Kaedah pengurusan wang yang diajar di fasa mula bekerja perlu diteruskan. Pada masa yang sama, cari cara lain untuk kukuhkan kewangan supaya hidup lebih stabil.

 

Nak melabur tak semestinya guna duit! Melabur untuk diri sendiri pun penting. Anda boleh tingkatkan kemahiran dengan mengambil sijil atau kursus untuk tingkatkan peluang kerjaya.

 

Jangan lupa semak semula insurans ikut keperluan kesihatan! Anda boleh bermula secara kecil melalui insurans daripada CIMB seperti Snatch Guard Plus untuk Kemalangan Peribadi. Bila dah mampu, tambah je Insurans Hayat dan Kesihatan.

 

Nak berjaya dalam kerjaya? Kena pandai buat “networking” untuk tambahkan kenalan profesional. LinkedIn adalah platform yang bagus untuk berhubung dengan orang dalam bidang yang sama.

 

Anda juga perlu mula mempelajari jenis cukai yang perlu dibayar. Tengok pendapatan dan pelaburan, dan rancang cukai lebih awal supaya nanti tak pening kepala.

Akibat JagaDuit Macam Nadia dan Farah

Akibat Terlalu Mengikut Peredaran Trend

 

Pendapatan: RM 4,000

Perbelanjaan Keperluan: RM 2,800

Perbelanjaan Kemahuan: RM 1,200 (Untuk Baju, Barang kemas & trend terbaru)

Simpanan & Pelaburan : RM 0

Tabiat Buruk: Kerap membeli-belah menggunakan hutang Beli Dulu, Bayar Kemudian

 

Beban hutang bertambah daripada jumlah pinjaman mikro tanpa henti.

Dana kecemasan diabaikan.

Simpanan persaraan juga akan ditangguh kerana merasakan masa masih panjang dan tidak menyedari tentang faedah simpanan yang tidak dapat dikumpul.

Akibat Kerap Menukar Kerja

 

Pendapatan: RM 2,800

Perbelanjaan Keperluan: RM 2,000

Perbelanjaan Kemahuan: RM 700 

Simpanan & Pelaburan : RM  100

Tabiat Buruk: Kerap menukar kerja

 

Tidak mempunyai hubungan profesional yang kuat kerana kemahiran “networking” yang kurang baik.

Kemahiran kerja terbantut dan berpotensi untuk ketinggalan di masa akan datang oleh calon lain yang lebih muda.
 

Nota: Jalan yang terbaik adalah dengan memastikan kerja baharu yang anda inginkan selari dengan apa yang anda inginkan untuk masa depan yang lebih cerah.

You are about to enter a third party website & CIMB Group's Privacy Policy will cease to apply.

This link is provided for your convenience only and shall not be considered or construed as an endorsement or verification of such linked website or its contents by CIMB Group.

 

CIMB Group makes no warranties as to the status of this link or information contained in the website you are about to access.

 

Do you wish to proceed?

Yes, please proceed