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What is Recipient Reference?

Recipient Reference is an interbank initiative to allow the recipient to see a payment reference from the sender when a transfer is made. Starting 1 July 2013, recipient will see this note in their bank's statement. It is a mandatory field introduced on 18 May 2013 in CIMB Clicks. You may enter up to 20 characters when you perform an IBG transfer (not applicable for DuitNow to Account (Instant Transfer)). 

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