Would I be able to withdraw my eFD before maturity?

Search

Day To Day Banking

Islamic Banking

Wealth Management

Deals & Promotions

Digital Services

Help & Support

Accounts

Cards

Financing

Remittance

Sustainability at CIMB

CIMB@Work

More Services

Islamic Banking Overview

Islamic Wealth Management

More Services

Investments

Insurance/Takaful

Latest Promotions

CIMB Deals

CIMB OCTO App

CIMB Clicks

CIMB Partner Pay Solution

Apply for Products

DuitNow QR

Personalised For You

Customer Help Centre

Rates & Charges

Calculators

Security & Fraud

Savings Account

Current Account

Fixed Deposit Account

Mudarabah IA

Credit Card

CIMB Preferred Visa Infinite Credit Card

CIMB Visa Infinite Credit Card

CIMB Visa Signature Credit Card

CIMB PETRONAS Visa Platinum-i Credit Card

CIMB Cash Rebate Platinum Credit Card

See All Credit Cards

Debit Card

CIMB Debit Mastercard

Why use cash? #Debitjer. The CIMB Debit Mastercard for safer, more convenient cashless transactions. Don’t have a CIMB Current Account/-i / Savings Account/-i? Apply now!

See All Debit Cards

Credit Card Services

Personal Financing

Property Financing

Auto Financing

Auction

Currency Exchange & Services

Tabung Haji Services

Zakat Payment Service

Life Insurance/Family Takaful

Car and Motor Insurance/Takaful

Travel Insurance

Personal Accident Insurance

Credit Related Insurance/Takaful

Property Insurance/Takaful

Forex Rates

Interest Rates & Charges

Profit Rates & Charges

Standardised Base Rate / Base Rate / Base Lending Rates / Base Financing Rate.

Credit Card Payment Calculator

Auto Financing Affordability Calculator

Property Monthly Instalment Calculator

Property Affordability Calculator

Auto Financing Instalment Calculator

ASB Financing Monthly Instalment Calculator

Pembiayaan Peribadi Awam-i Calculator

Security & Fraud Awareness

Security Policy

Customer Surveys

SecureWord

Malware

Phishing

TAC

SMS/Phone Call Scam

Money Muling

Riuh Durian Runtuh 2025 Campaign

Open a DURIAN-i Account, deposit & stand to win your once-in-a-lifetime escapes, with up to 10,000 prizes to be won! Earn more entries now. Terms & Conditions Apply.

Valid until 31st Dec 2025

Cash Plus Personal Loan

Instant approval*. Unlock financial flexibility with CIMB Cash Plus Personal Loan. Bank personal loan with low interest rate for loan up to RM100,000. 5 years tenure, no collaterals and guarantors required. 

CIMB 0.8% ESG Unit Trust Promotion

Start your sustainable investment journey with as low as RM100*!

Valid until 7th Feb 2025

Quicklinks

Upload Documents

Check Application

Would I be able to withdraw my eFD before maturity?

For eFD placement/renewal from 1 November 2018 onward:
No interest will be paid for any premature withdrawal before the completion of its tenure.
For eFD placements/renewals prior to 1 November 2018:

i. eFD for 1 to 3 months' tenure
No interest will be paid for any premature withdrawal before the completion of its tenure.

ii. eFD for 4 months' tenure and above
Before Completion of 3 months
No interest will be paid for any premature withdrawal.

After Completion of 3 months
For any premature withdrawal, half the interest of the contracted rate for each completed month of the withdrawn amount is payable.

Looking for More Questions?

Back to FAQ Home

For More Enquiries

Talk To An Expert

Find a branch near you.

Find a Branch

Contact Us Anytime

Get in touch with us 24/7.

Find Out More