What type of transactions require TAC?

Type of Transaction		Amount	CIMB Clicks Web/Mobile Browser	CIMB Clicks App
Own CIMB account Transfers		Any	Not required	Not required
3^rd Party Transfers (Within CIMB, Other Bank, DuitNow)*²	Open	<RM100	SMS TAC/ SecureTAC	SecureTAC
	Open	=>RM100	SecureTAC	SecureTAC
	Favourite	<RM100	SMS TAC/ SecureTAC (1^st transaction only)*²	SecureTAC (1^st transaction only)*²
	Favourite	=>RM100	SecureTAC	SecureTAC (1^st transaction only)*²
Remittance	Open	<RM100	SMS TAC/ SecureTAC	Not applicable
	Open	=>RM100	SecureTAC
	Favorite	<RM100	SMS TAC/ SecureTAC
	Favorite	=>RM100	SecureTAC
Pay Loans & Cards*²	Open	<RM100	SMS TAC/ SecureTAC	SecureTAC
	Open	=>RM100	SecureTAC	SecureTAC
	Favorite	<RM100	SMS TAC (1^st transaction only)*²	SecureTAC (1^st transaction only)*²
	Favorite	=>RM100	SecureTAC	SecureTAC (1^st transaction only)*²
Bill Payment (Include JomPAY)	Open	<RM100	SMS TAC/ SecureTAC	SecureTAC
	Open	=>RM100	SecureTAC	SecureTAC
	Favorite	Any	Not required	Not required
Prepaid Top Up	Open	<RM100	SMS TAC/ SecureTAC	SecureTAC
	Open	=>RM100	SecureTAC	SecureTAC
	Favourite	Any	Not required	Not required
Unit Trust & PRS		Any	SMS TAC/ SecureTAC	Not applicable
Other monetary transactions & non-monetary request		Any	SecureTAC	SecureTAC

Notes:

1. For transactions below RM100 that are not supported by SecureTAC or we detected that your device is unable to receive SecureTAC, we shall send the 6 digits SMS TAC to you.

*2. For subsequent favourite transactions, SMS TAC or SecureTAC will not be required if the first transaction is successful and below RM100. However, SecureTAC will be required if the transaction amount is RM100 and above.

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What type of transactions require TAC?

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