Revision on Member Rewards Programme Redemption Bloc for Air Miles & Hotels

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Clauses	Existing Clauses	Revised Clauses
1	3.3.1	Customer(s)/ Debit Carholder(s) can convert 12,500 Bonus Points for 1,000 Enrich Points and must be in multiples of 1,000 Enrich Points.	Conversion of Bonus Points to Enrich Points is at the rate of 12,500:1,000 and must be in multiples of 5,000 Enrich Points.
2	3.3.14	Credit Cardholders can convert 8,000 Bonus Points for 1,000 airasia points but they must be in multiples of 8,000 Bonus Points. The conversion of Bonus Points to airasia points and transfer to the Members’ airasia Account will take approximately fourteen (14) Business Days from the date of CIMB’s receipt of the redemption request from the Credit Cardholders or any other period as may be deemed appropriate by BIGLIFE.	Conversion of Bonus Points to airasia points is at the rate of 8,000:1,000 and must be in multiples of 5,000 airasia points. The conversion of Bonus Points to airasia points and transfer to the Members’ airasia Account will take approximately fourteen (14) Business Days from the date of CIMB’s receipt of the redemption request from the Credit Cardholders or any other period as may be deemed appropriate by BIGLIFE.
3	3.3.30	Credit Cardholders must redeem a minimum of 1,000 partners’ miles/points and in multiples of 1,000 partners’ miles/points under the Points Transfer Partners Programme.	Conversion of Bonus Points to partners’ miles/points is at the rate of 1,000 and must be in multiples of 5,000 partners’ miles/points under the Points Transfer Partners Programme.

Clauses

Existing Clauses

Revised Clauses

3.3.1

Customer(s)/ Debit Carholder(s) can convert 12,500 Bonus Points for 1,000 Enrich Points and must be in multiples of 1,000 Enrich Points.

Conversion of Bonus Points to Enrich Points is at the rate of 12,500:1,000 and must be in multiples of 5,000 Enrich Points.

3.3.14

Credit Cardholders can convert 8,000 Bonus Points for 1,000 airasia points but they must be in multiples of 8,000 Bonus Points. The conversion of Bonus Points to airasia points and transfer to the Members’ airasia Account will take approximately fourteen (14) Business Days from the date of CIMB’s receipt of the redemption request from the Credit Cardholders or any other period as may be deemed appropriate by BIGLIFE.

Conversion of Bonus Points to airasia points is at the rate of 8,000:1,000 and must be in multiples of 5,000 airasia points. The conversion of Bonus Points to airasia points and transfer to the Members’ airasia Account will take approximately fourteen (14) Business Days from the date of CIMB’s receipt of the redemption request from the Credit Cardholders or any other period as may be deemed appropriate by BIGLIFE.

3.3.30

Credit Cardholders must redeem a minimum of 1,000 partners’ miles/points and in multiples of 1,000 partners’ miles/points under the Points Transfer Partners Programme.

Conversion of Bonus Points to partners’ miles/points is at the rate of 1,000 and must be in multiples of 5,000 partners’ miles/points under the Points Transfer Partners Programme.

Airlines & Hotels	Existing Redemption Bloc at 1 unit	Revised Redemption Bloc at 5 units (multiples of 5)
Malaysia Airlines	12,500 Bonus Points = 1,000 Points	62,500 Bonus Points = 5,000 Points
AirAsia	8,000 Bonus Points = 1,000 Points	40,000 Bonus Points = 5,000 Points
Air France / KLM	15,000 Bonus Points = 1,000 Miles	75,000 Bonus Points = 5,000 Miles
EVA Air	15,000 Bonus Points = 1,000 Miles	75,000 Bonus Points = 5,000 Miles
British Airways	15,000 Bonus Points = 1,000 Avios	75,000 Bonus Points = 5,000 Avios
Etihad Airways	15,000 Bonus Points = 1,000 Miles	75,000 Bonus Points = 5,000 Miles
Cathay Pacific	15,000 Bonus Points = 1,000 Miles	75,000 Bonus Points = 5,000 Miles
Qatar Airways	15,000 Bonus Points = 1,000 Avios	75,000 Bonus Points = 5,000 Avios
Emirates	15,000 Bonus Points = 1,000 Miles	75,000 Bonus Points = 5,000 Miles
Japan Airlines	20,000 Bonus Points = 1,000 Miles	100,000 Bonus Points = 5,000 Miles
Turkish Airlines	15,000 Bonus Points = 1,000 Miles	75,000 Bonus Points = 5,000 Miles
IHG One Rewards	10,000 Bonus Points = 1,000 Points	50,000 Bonus Points = 5,000 Points
Marriott Bonvoy	10,000 Bonus Points = 1,000 Points	50,000 Bonus Points = 5,000 Points
ALL - Accor Live Limitless	25,000 Bonus Points = 1,000 Points	125,000 Bonus Points = 5,000 Points

Airlines & Hotels

Existing Redemption Bloc at 1 unit

Revised Redemption Bloc at 5 units
(multiples of 5)

Malaysia Airlines

12,500 Bonus Points = 1,000 Points

62,500 Bonus Points = 5,000 Points

AirAsia

8,000 Bonus Points = 1,000 Points

40,000 Bonus Points = 5,000 Points

Air France / KLM

15,000 Bonus Points = 1,000 Miles