Credit Card Tips to Getting More For That Dream Family Holiday

Your credit card benefits is key to saving money when traveling on a family budget. The bigger the pool of partner and merchant affiliations it has, the better your perks and privileges will be.

• Air Miles Redemption
  Paying with your credit card earns points which may be redeemed for air miles.  It even entitles you to luxurious perks like airport lounge access, priority bookings and free travel insurance.

• Overseas Privileges
  Even abroad, there are credit card privileges to indulge such as cash back, double points on overseas spend and rewards for overseas travel. CIMB’s Preferred Visa Infinite entitles you up to 50% off dining at selected restaurants in Malaysia, Singapore and Indonesia; a dedicated CIMB Premier Travel Desk; priority services and exclusive currency exchange and foreign transfer rates for across ASEAN.

• Hotel Deals
  Beyond those valuable rewards points, some cards also pack a variety of exciting offers like complimentary upgrades, 50% off room rates and delightful dining discounts at selected venues across the region. Also included are attractive deals from popular online travel agencies and special rates for amusement parks, museums, theatres and more! So before you embark on that much-needed family trip, visit CIMB Deals for the complete list of exclusivities.

The perfect credit card NOT only addresses your needs at home but also rewards you no matter where in the world you may be. Here’s what to look for:

• Wide acceptance
  Look for cards that are accepted in a majority of countries. Mastercard and Visa are recognised just about anywhere.

• Decide what’s important
  Evaluate your travel habits and find benefits that complement your needs. If you love those overseas bargains, look for a card with preferential foreign exchange rates like the CIMB Preferred Visa Infinite Credit Card.

• Get more bang on bonus points
  The more rewards points you earn, the faster you’ll earn that next holiday. CIMB World Mastercard offers 5x bonus points for flight tickets, 1x Bonus Points for local purchases plus 1.5% cash rebate on overseas spend.  Earn double bonus points with CIMB Visa Signature on overseas spend. CIMB Visa Infinite rewards you with 5x bonus points for overseas spend and dining. While CIMB Preferred Visa Infinite offers 8x bonus points for overseas spend and dining! 
  
  
• Double-up on rewards points
  Link your credit card to your e-wallets and use services like Boost, GrabPay, Fave and Tough n’ Go to pay for your purchases. You’ll not only earn two sets of points but enjoy even more perks. 
  
  

Think of your credit card as your ticket to great bargains.

This article is brought to you by CIMB as part of our ongoing efforts to raise the level of financial literacy among Malaysians. Financial knowledge and understanding are key to making well-informed and meaningful financial decisions that will improve all our well-being. This, in turn, achieves CIMB’s purpose of advancing customers and society.